407 Talent Ave, Talent, OR 97540 Property Records

Jackson County property record for 407 Talent Ave, Talent, OR 97540

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,464 sqft · built 2024
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Dec 2023)
Tax Bill	$4,608 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-0567921`

Property Details

APN / Parcel Number

Primary APN	`1-0567921`
Alternative APN	`381W26AA03800`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,224 sqft
2nd Floor Area	1,240 sqft

Exterior

Year Built	Built 2024
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Deck Area	50 sqft

Location & Zoning

Account Number	381W26AA 03800
Street Address	407 TALENT AVE
City	TALENT
State	OR
Zip	97540-8696
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	SEC/TWN/RNG/MER:SEC 26 Q 1 TWN 38S RNG 01W
Legal Range	01W
Legal Township	38S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NE
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2006
Census Tract	1701

Owner

407 Talent Ave, a duplex, is owned by an individual who bought it in December 2023.

Source: Jackson County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	160 NORTHRIDGE TER, MEDFORD, OR 97501-8966
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Dec 15, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Feb 21, 2002 · Amount on File
Deed Document Number	2023-025752
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	407 TALENT AVE, TALENT, OR 97540-8696
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FLIDELITY NATIONAL TITLE OF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 NORTHRIDGE TER, MEDFORD, OR 97501-8966

Mortgage

Document Number	0000013263
Date	Jun 27, 2024
Instrument	2024-013263

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jul 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 15, 2023
Property Address	407 TALENT AVE, TALENT, OR 97540-8696
Document Number	0000025752
Instrument Date	Dec 12, 2023
Instrument	2023-025752
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 NORTHRIDGE TER, MEDFORD, OR 97501-8966

Tax Assessment & Valuation

The 2025 property tax bill for 407 Talent Ave was $4,608, up 271.3% from the year before.

Source: Jackson County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,608.00 (+271.31%)	$287,840 (+273.33%) Land $81,150 Building $206,690	$542,360 (+215.69%) Land $186,000 Building $356,360
2024	$1,241.00 (+3.24%)	$77,100 (+2.99%) Land $77,100	$171,800 (+29.1%) Land $171,800
2023	$1,202.00 (+2.74%)	$74,860 (+3%) Land $74,860	$133,070 (+0.04%) Land $133,070
2022	$1,170.00	$72,680 Land $72,680	$133,020 Land $133,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Talent Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Talent Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: AT&T, CenturyLink, Hunter Communications, T-Mobile.

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