Botetourt County property record for 407 Sunset Dr, Eagle Rock, VA 24085 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1986 |
| Lot Size | 4.82 acres (209,959 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,500 (Nov 2019) |
| Tax Bill | $1,866 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38(2)2 |
| Primary APN | 38(2)2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Basement Area | 1,092 sqft |
| Finished Basement | 750 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 209,959 sqft (4.82 acres) |
| Terrain | High |
| Porch | Open Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 376 sqft |
| Patio Area | 376 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 18849 |
|---|---|
| Street Address | 407 SUNSET DR |
| City | EAGLE ROCK |
| State | VA |
| Zip | 24085-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAPSLEY RUN SUBD LOT 2 |
| Legal Subdivision | LAPSLEY RUN SD |
| Legal Lot Number | 2 |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | FINCASTLE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 40100 |
Source: Botetourt County records · APN 38(2)2
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 SUNSET DR, EAGLE ROCK, VA 24085-3639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION |
| Jan 07, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Sep 07, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC |
| Nov 22, 2019 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on Record |
| Deed Sale | Nov 22, 2019 · Amount on Record |
| Prior Sale | Oct 01, 2013 · Amount on Record |
| Deed Document Number | 20194406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 407 SUNSET DR, EAGLE ROCK, VA 24085-3639 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000881 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 230000881 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 03, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 407 SUNSET DR, EAGLE ROCK, VA 24085-3639 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210000101 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 210000101 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 407 SUNSET DR, EAGLE ROCK, VA 24085-3639 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210004728 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 210004728 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Nov 22, 2019 |
| Property Address | 407 SUNSET DR, EAGLE ROCK, VA 24085-3639 |
| Document Number | 190004406 |
| Instrument Date | Nov 07, 2019 |
| Instrument | 190004406 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | ACQUISITION TITLE & STLMNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 SUNSET DR, EAGLE ROCK, VA 24085-3639 |
| Document Number | 190004407 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 190004407 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Botetourt County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,600 (-) Land $57,900 Building $208,700 | $266,600 (-) Land $57,900 Building $208,700 | |
| 2025 | $1,866.00 | $266,600 (+52%) Land $57,900 Building $208,700 | $266,600 (+52%) Land $57,900 Building $208,700 |
| 2024 | $1,866.00 (+34.73%) | ||
| 2023 | $175,400 (-) Land $52,900 Building $122,500 | $175,400 (-) Land $52,900 Building $122,500 | |
| 2022 | $1,385.00 | $175,400 Land $52,900 Building $122,500 | $175,400 Land $52,900 Building $122,500 |
Source: FEMA National Flood Hazard Layer, Botetourt County (51023C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 49% of the US · above 77% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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