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407 Summers Walk Cir, Garner, NC 27529 Property Records

Wake County property record for 407 Summers Walk Cir, Garner, NC 27529 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,797 sqft · built 1997
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Oct 2019)
Tax Bill$3,970 (2023)
Deeds & MortgagesFeb 2023 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1710.13-12-6717 0224285

Property Details

APN / Parcel Number

Primary APN1710.13-12-6717 0224285
Alternative APNs
  • 171013126708000
  • 0224285

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,797 sqft Heated Area
1st Floor Area1,948 sqft
Attic Area412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area12,197 sqft (0.28 acres)
Garage Area506 sqft
PorchPorch
Porch Area160 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0224285
Old Parcel Number171013126708000
Street Address407 SUMMERS WALK CIR
CityGARNER
StateNC
Zip27529-5076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLO37 SUMMERS WALK BM1998-01564
Legal Township16
Legal SubdivisionSUMMERS WALK
Legal Lot Number37
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group2
Census Block2027
Census Tract52801

Owner

Source: Wake County records · APN 1710.13-12-6717 0224285

Assessment roll updated January 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 SUMMERS WALK CIR, GARNER, NC 27529-5076
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Oct 01, 2019Warranty Deed, Transfer · Conventional with PMI
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2019 · Amount on Record
Deed SaleOct 01, 2019 · Amount on Record
Prior SaleJan 20, 2010
Deed Document Number0017596616
Deed Book / Page17596 / 616
Record UpdatedJun 07, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address407 SUMMERS WALK CIR, GARNER, NC 27529-5076
Transaction TypeMortgage
Record UpdatedFeb 24, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 SUMMERS WALK CIR, GARNER, NC 27529-5076

Mortgage

Document Number019263/717
DateFeb 17, 2023
Book Page19263/717
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address407 SUMMERS WALK CIR, GARNER, NC 27529-5076
Transaction TypeMortgage
Record UpdatedMay 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18590/1263
DateJul 08, 2021
Book Page18590/1263
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateOct 01, 2019
Property Address407 SUMMERS WALK CIR, GARNER, NC 27529-5076
Document Number175960616
Book / Page017596 / 000616
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedOct 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address407 SUMMERS WALK CIR GARNER NC 275295076, GARNER, NC 27529-5076

Mortgage

Document Number175960620
DateOct 01, 2019
Book Page017596/000620
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

Tax Assessment & Valuation

Source: Wake County records · Assessment roll updated January 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityGarner Town
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,970.00$307,655 Land $65,000 Building $242,655$307,655 Land $65,000 Building $242,655

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830528012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1995–2024)
Claims Outside the SFHA1 of 9
Most Recent ClaimAug 2024, rainfall accumulation, Tropical Storm Debby
Claims By Storm
  • Hurricane Fran, Sep 1996 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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