Erie County and Buffalo City property record for 407 Summer St, Buffalo, NY 14213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 996 sqft · built 1856 |
| Lot Size | 0.048 acres (2,072 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $878 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 99.68-5-25 |
| Primary APN | 140200 99.68-5-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Attic | Attic |
| Attic Area | 84 sqft |
| Year Built | Built 1856 |
|---|---|
| Effective Year Built | Effective 1856 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 2,072 sqft (0.048 acres) |
| Lot Dimensions | 74 ft deep x 28 ft wide |
| Porch | Slab |
| Porch Area | 55 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01261700 |
|---|---|
| Street Address | 407 SUMMER ST |
| City | BUFFALO |
| State | NY |
| Zip | 14213-2666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-2R |
| Legal Description | 123. SE YORK |
| Legal Block | 5 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6903 |
407 Summer St is owned by an individual who acquired it in January 2012.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 333 BRYANT ST, BUFFALO, NY 14222-1919 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 26, 2012 |
| Transfer Doc | 0112218311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 407 SUMMER ST, BUFFALO, NY 14213-2666 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 333 BRYANT ST, BUFFALO, NY 14222-1919 |
| Document Number | 0141813888 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 14181/3888 |
| Instrument | 2025211051 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 407 SUMMER ST, BUFFALO, NY 14213-2666 |
| Document Number | 0139486796 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 333 BRYANT ST #1 BUFFALO NY 142221919, 1, BUFFALO, NY 14222-1919 |
| Document Number | 0139486796 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 013948/006796 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 26, 2040 |
The 2026 property tax bill for 407 Summer St was $878, down 67.5% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $878.00 (-67.51%) | ||
| 2025 | $2,702.00 (-3.84%) | $266,000 (+53.76%) Land $14,000 Building $252,000 | $266,000 (-5.44%) Land $14,000 Building $252,000 |
| 2024 | $2,810.00 (+212.57%) | $173,000 (-) Land $11,000 Building $162,000 | $281,301 (+13.82%) Land $17,886 Building $263,415 |
| 2023 | $899.00 | $173,000 Land $11,000 Building $162,000 | $247,143 Land $15,714 Building $231,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 407 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,073 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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