Polk County property record for 407 Stryker Rd, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1981 |
| Lot Size | 0.154 acres (6,696 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,500 (Jun 2016) |
| Tax Bill | $3,057 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08416-C0-01300 |
| Primary APN | 08416-C0-01300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,696 sqft (0.154 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 282 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 418032 |
|---|---|
| Street Address | 407 STRYKER RD |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | ONE STORY |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 16 |
| Legal Block | 2 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20305 |
Source: Polk County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 STRYKER RD, INDEPENDENCE, OR 97351-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Nov 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK |
| Apr 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2016 · Amount on Record |
| Deed Sale | Jun 28, 2016 · Amount on Record |
| Prior Sale | May 11, 2005 · Amount on Record |
| Deed Document Number | 20166929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Sep 16, 2026 |
| Property Address | 407 STRYKER RD, INDEPENDENCE, OR 97351-9607 |
| Document Number | 0000007376 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 20267376 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 STRYKER RD, INDEPENDENCE, OR 97351-9607 |
| Document Number | 0000007376, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 20267376 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 407 STRYKER RD, INDEPENDENCE, OR 97351-9607 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 STRYKER RD, INDEPENDENCE, OR 97351-9607 |
| Document Number | 0000008450 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 2023-008450 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 272 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 407 STRYKER RD, INDEPENDENCE, OR 97351-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 407 STRYKER RD, INDEPENDENCE, OR 97351-9607 |
| Document Number | 0000003598 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022-003598 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | FEDERAL WAY, WA 98003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 407 STRYKER RD, INDEPENDENCE, OR 97351-9607 |
| Document Number | 0000004414 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 407 STRYKER RD INDEPENDENCE OR 973519607, INDEPENDENCE, OR 97351-9607 |
| Document Number | 0000004414 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 4414 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | SALEM, OR 97301-1266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 12% |
|---|
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,570 (+3%) Land $32,540 Building $141,030 | $374,490 (+2.98%) Land $150,000 Building $224,490 | |
| 2025 | $3,057.00 (+3.77%) | $168,520 (+2.99%) Land $31,590 Building $136,930 | $363,650 (-2.93%) Land $138,900 Building $224,750 |
| 2024 | $2,946.00 (-2.51%) | $163,620 (+3%) Land $30,670 Building $132,950 | $374,610 (+4.07%) Land $137,000 Building $237,610 |
| 2023 | $3,022.00 (+8.94%) | $158,860 (+3%) Land $29,770 Building $129,090 | $359,970 (+1.36%) Land $131,000 Building $228,970 |
| 2022 | $2,774.00 | $154,240 Land $28,900 Building $125,340 | $355,150 Land $117,500 Building $237,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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