407 Stone Throw Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 407 Stone Throw Ct, Defiance, MO 63341

Property Summary

Property Type	Vacant Land
Lot Size	1.08 acres (47,424 sqft)
Owner	Company Name on Record
Tax Bill	$3 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`T251300034`

Property Details

APN / Parcel Number

Primary APN	`T251300034`
Alternative APN	`3-0072-D605-00-0018.0000000`

Exterior

Lot Area	47,424 sqft

Location & Zoning

Account Number	T251300034
Street Address	407 STONE THROW CT
City	DEFIANCE
State	MO
Zip	63341-4406
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CALLAWAY LAKE EST LOT 18 MUST TRANSFER WITH T251300033
Legal Subdivision	CALLAWAY LAKE EST
Legal Lot Number	18
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4000
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	238 HIDDEN SANCTUARY DR, FORISTELL, MO 63348-1948
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 27, 2026
Property Address	407 STONE THROW CT, DEFIANCE, MO 63341-4406
Document Number	0000019344
Instrument Date	Apr 24, 2026
Instrument	202619344
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	238 HIDDEN SANCTUARY DR, FORISTELL, MO 63348-1948

Mortgage

Document Number	0000019344,
Date	Apr 27, 2026
Instrument	202619344

Lender

Name	PCSB BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53 (-)	$441 (-) Land $441
2025	$3.00	$53	$441 Land $441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.