407 Stanley St, Middletown, OH 45044 Property Records

Butler County property record for 407 Stanley St, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1995
Lot Size	0.148 acres (6,469 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Mar 2023)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6541-008.000-212`

Property Details

APN / Parcel Number

Primary APN	`Q6541-008.000-212`
Alternative APNs	`0000900` `374110` `377185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
Gross Area	672 sqft
1st Floor Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,469 sqft (0.148 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000900
Old Parcel Number	Q6541008.000212
Street Address	407 STANLEY ST
City	MIDDLETOWN
State	OH
Zip	45044-4861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2811 ENT
Legal Subdivision	BELMONT
Legal Lot Number	2811
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2016
Census Tract	13300

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	407 STANLEY ST, MIDDLETOWN, OH 45044-4861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Feb 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 9, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Sep 3, 2008 · Amount on Record
Deed Document Number	0000006199
Deed Book / Page	9948 / 1655
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 1, 2023
Property Address	407 STANLEY ST, MIDDLETOWN, OH 45044-4861
Document Number	0000006199
Book / Page	9948 / 1655
Instrument Date	Feb 24, 2023
Instrument	2023-00006199
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STANLEY ST, MIDDLETOWN, OH 45044-4861

Mortgage

Document Number	0099481658
Date	Mar 1, 2023
Instrument	9948/1658

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	407 STANLEY ST, MIDDLETOWN, OH 45044-4861
Document Number	0000007316
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STANLEY ST MIDDLETOWN OH 450444861, MIDDLETOWN, OH 45044-4861

Mortgage

Document Number	0000007316
Date	Mar 1, 2018
Book Page	009135/000451
Instrument	7316

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTLER OH
Property Address	407 STANLEY ST, MIDDLETOWN, OH 45044-4861
Document Number	0000007566
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 NW GRAND BLVD OKLAHOMA CITY OK 731186037, OKLAHOMA CITY, OK 73118-6037

Mortgage

Document Number	0000007566
Date	Mar 2, 2018
Book Page	009135/001741
Instrument	7566

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA, OH 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,479.00 (+2.48%)	$47,130 (-) Land $4,730 Building $42,400	$134,650 (-) Land $13,520 Building $121,130
2023	$2,419.00 (+163.51%)	$47,130 (+49.52%) Land $4,730 Building $42,400	$134,650 (+49.53%) Land $13,520 Building $121,130
2022	$918.00	$31,520 Land $4,730 Building $26,790
2020			$90,050 Land $13,520 Building $76,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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