407 Spring Valley Rd, Lexington, VA 24450 Property Records

Rockbridge County property record for 407 Spring Valley Rd, Lexington, VA 24450 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,720 sqft · built 1986
Lot Size	5.8 acres (253,084 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73 A 33A`

Property Details

APN / Parcel Number

Primary APN	`73 A 33A`
Alternative APN	`7759`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
Basement Area	1,140 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	253,084 sqft (5.8 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	72 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7759
Street Address	407 SPRING VALLEY RD
City	LEXINGTON
State	VA
Zip	24450-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO ZOLLMAN FIX
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	KERRS CREEK
Census Block Group	2
Census Block	2001
Census Tract	930302

Owner

Source: Rockbridge County records · APN 73 A 33A

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	407 SPRING VALLEY RD, LEXINGTON, VA 24450-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 12, 2019
Transfer Doc	190002527
Record Updated	Jun 08, 2026

September 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Sep 12, 2019
Property Address	407 SPRING VALLEY RD, LEXINGTON, VA 24450-6122
Document Number	190002527
Instrument Date	Aug 16, 2019
Instrument	190002527
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 SPRING VALLEY RD, LEXINGTON, VA 24450-6122

Mortgage

Document Number	190002528
Date	Sep 12, 2019
Instrument	190002528

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	820 Months
Due	Jan 27, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.98%
Type Change Date	Sep 01, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Rockbridge County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$316,000 (-) Land $64,100 Building $251,900	$316,000 (-) Land $64,100 Building $251,900
2023	$316,000 Land $64,100 Building $251,900	$316,000 Land $64,100 Building $251,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockbridge County (51163C), updated August 7, 2006 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511639303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BARC Electric Cooperative	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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