407 Spring St, Hedrick, IA 52563 Property Records

Keokuk County property record for 407 Spring St, Hedrick, IA 52563

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,120 sqft · built 1888
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Feb 2008)
Tax Bill	$778 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HDCHP-045200`

Property Details

APN / Parcel Number

Primary APN	`HDCHP-045200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	728 sqft
Basement Area	546 sqft
Unfinished Basement	364 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,448 sqft (0.194 acres)
Lot Dimensions	128 ft deep x 66 ft wide
Porch	Porch
Porch Area	156 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 SPRING ST
City	HEDRICK
State	IA
Zip	52563-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O P LOT 1 BLK 20
Legal Subdivision	HEDRICK
Legal Block	20
Legal Lot Number	1
Jurisdiction	KEOKUK IA
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3017
Census Tract	80400

Owner

Source: Keokuk County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 SPRING ST, HEDRICK, IA 52563-7706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Jul 9, 2021	Intrafamily Transfer, Transfer
Mar 10, 2017	Special Warranty Deed, Transfer · Closed-End Mortgage SOUTH OTTUMWA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2008 · Amount on Record
Deed Sale	Feb 5, 2008 · Amount on Record
Deed Document Number	2008190
Last Transfer Date	Jul 9, 2021
Transfer Doc	0020211344
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEOKUK IA
Property Address	407 SPRING ST, HEDRICK, IA 52563-7706
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201695
Date	Oct 9, 2020
Instrument	2020-1695

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Interest

Rate Type	Adjustable Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KEOKUK IA
Recording Date	Jul 9, 2021
Property Address	407 SPRING ST, HEDRICK, IA 52563-7706
Document Number	0020211344
Instrument Date	Jul 9, 2021
Instrument	2021-1344
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 SPRING ST, HEDRICK, IA 52563-7706

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KEOKUK IA
Recording Date	Mar 10, 2017
Property Address	407 SPRING ST, HEDRICK, IA 52563-7706
Document Number	0E20170067
Instrument Date	Mar 7, 2017
Instrument	E20170067
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SPRING ST, HEDRICK, IA 52563-7706

Mortgage

Document Number	0020170290
Date	Mar 14, 2017
Instrument	2017-0290

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank
Address	OTTUMWA, IA 52501

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 10, 2037

Tax Assessment & Valuation

Source: Keokuk County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Keokuk County
Municipality	Hedrick City
Unified School District	Pekin Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$778.00 (+8.96%)	$61,420 (-) Land $11,110 Building $50,310	$61,420 (-) Land $11,110 Building $50,310
2025	$714.00 Homeowner's exemption	$61,420 (+40.58%) Land $11,110 Building $50,310	$61,420 (+40.58%) Land $11,110 Building $50,310
2024	$714.00 (+61.54%)
2023		$43,690 (+39.05%) Land $5,230 Building $38,460	$43,690 (+39.05%) Land $5,230 Building $38,460
2022	$442.00 Homeowner's exemption	$31,420 Land $5,230 Building $26,190
2021			$31,420 Land $5,230 Building $26,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEDRICK WATER SUPPLY serves 728 people · EPA ID IA5432042
Water Source	Purchased groundwater from WAPELLO RURAL WATER ASSOC.
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless in parts of the area	200 / 20
Kalona Cooperative Telephone Company Fixed Wireless · Fiber in parts of the area	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: Liberty Communications, MCG.

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