407 Spring Arbor Ave, Salisbury, NC 28146 Property Records

Rowan County property record for 407 Spring Arbor Ave, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,148 sqft · built 2016
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (May 2017)
Tax Bill	$4,368 (2023)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403J018`

Property Details

APN / Parcel Number

Primary APN	`403J018`
Alternative APN	`6343637`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,148 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6343637
Street Address	407 SPRING ARBOR AVE
City	SALISBURY
State	NC
Zip	28146-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L169 .15AC
Legal Subdivision	GABLES/KEPLEY FARMS PH 3A
Legal Lot Number	169
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	3
Census Block	3068
Census Tract	50202

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	407 SPRING ARBOR AVE, SALISBURY, NC 28146-5114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 12, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Deed Document Number	0001289752
Deed Book / Page	1289 / 752
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	407 SPRING ARBOR AVE, SALISBURY, NC 28146-5114
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013820031
Date	Aug 18, 2021
Book Page	1382/31

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 12, 2017
Property Address	407 SPRING ARBOR AVE, SALISBURY, NC 28146-5114
Document Number	0012890752
Book / Page	1289 / 0752
Map Reference	MB 9995 PG 7953
Instrument Date	May 2, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 W RIDGE RD, 603, SALISBURY, NC 28147-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SPRING ARBOR AVE, SALISBURY, NC 28146-5114

Mortgage

Document Number	12890753
Date	May 12, 2017
Instrument	1289/0753

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,368.00	$365,298 Land $34,000 Building $331,298	$365,298 Land $34,000 Building $331,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKDALE DEVELOPMENT serves 81 people · EPA ID NC2013008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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