407 Sommer Way, Elyria, OH 44035 Property Records

Lorain County property record for 407 Sommer Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,472 sqft · built 2006
Lot Size	0.117 acres (5,108 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Nov 2024)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Nov 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-24-114-000-018`

Property Details

APN / Parcel Number

Primary APN	`06-24-114-000-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	736 sqft

Exterior

Year Built	Built 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,108 sqft
Lot Dimensions	113 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	407 SOMMER WAY
City	ELYRIA
State	OH
Zip	44035-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW RIVERBEND #2 45 X 113.50
Legal Lot Number	34
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1006
Census Tract	70901

Owner

Source: Lorain County records · APN 06-24-114-000-018

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 SOMMER WAY, ELYRIA, OH 44035-5455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2024 · Amount on Record
Deed Sale	Nov 05, 2024 · Amount on Record
Deed Document Number	2024005950
Record Updated	Jun 08, 2026

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 05, 2024
Property Address	407 SOMMER WAY, ELYRIA, OH 44035-5455
Document Number	0000032293
Map Reference	VOL 90 PG 56-58
Instrument Date	Oct 30, 2024
Instrument	2024-0032293
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SOMMER WAY, ELYRIA, OH 44035-5455

Mortgage

Document Number	0000032294
Date	Nov 05, 2024
Instrument	2024-0032294

Lender

Name	CHN HOUSING CAPITAL
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2034

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,833.00 (-4.13%)	$38,930 (+13.66%) Land $11,970 Building $26,960	$111,230 (+13.66%) Land $34,200 Building $77,030
2023	$1,912.00 (+0.37%)	$34,252 (-0.02%) Land $11,057 Building $23,195	$97,860 (-) Land $31,590 Building $66,270
2022	$1,905.00	$34,260 Land $11,060 Building $23,200
2021			$97,860 Land $31,590 Building $66,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 417 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.