407 Sixth St, Smithville, MO 64089 Property Records

Clay County property record for 407 Sixth St, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · built 2023
OwnerCompany Name on Record
Last Sale$394,910 (Oct 2026)
Tax Bill$946 (2025)
Deeds & MortgagesOct 2026 Reverse Mortgage
Feb 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN05-614-00-06-001.00

Property Details

APN / Parcel Number

Primary APN05-614-00-06-001.00
Alternative APNs
  • 5614000600100
  • 362076

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialWood Siding

Location & Zoning

Street Address407 SIXTH ST
CitySMITHVILLE
StateMO
Zip64089-5502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIAMOND CREEK LT 27
Legal SubdivisionDIAMOND CREEK
Legal Lot Number27
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1027
Census Tract22000

Owner

Source: Clay County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address15703 HIGHWAY DD, SMITHVILLE, MO 64089
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Warranty Deed, Transfer · Reverse Mortgage
BANK OF KANSAS CITY
Feb 22, 2023Warranty Deed, Construction Loan · Construction Mortgage
SECURITY BANK OF KANSAS CITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2026 · Amount on Record
Deed SaleOct 1, 2026 · Amount on Record
Deed Document Number202627197
Deed Book / Page10262 / 126
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateOct 1, 2026
Property Address407 SIXTH ST, SMITHVILLE, MO 64089-5502
Document Number0000027197
Book / Page10262 / 126
Instrument DateSep 21, 2026
Instrument202627197
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanySECURITY LAND TITLE INC, SECURITY LAND TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000027198,
DateOct 1, 2026
Book Page10262/127
Instrument202627198
Lender
NameBANK OF KANSAS CITY
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term999 Months
Interest
Max Rate-1%

February 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateFeb 22, 2023
Property AddressSIXTH ST, SMITHVILLE, MO 64089
Document Number0000003529
Book / Page9519 / 115
Instrument DateFeb 14, 2023
Instrument2023003529
Transaction TypeConstruction Loan
Record UpdatedNov 10, 2023
Title CompanySECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7609 NW VALLEY RD, KANSAS CITY, MO 64152-1590

Transferred To (Grantee/Buyer)

NameVerified Name
Address7609 NW VALLEY RD, KANSAS CITY, MO 64152-1590

Mortgage

Document Number0000003530
DateFeb 22, 2023
Instrument2023003530
Lender
NameSECURITY BANK OF KANSAS CITY
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$946.00 (+284.55%)$13,300 (+385.4%)$70,000 (+385.4%)
2024$246.00 (+30.16%)
2023$189.00$2,740$14,421

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE PWS
serves 10,885 people · EPA ID MO1010748
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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