Cherokee County property record for 407 Simpson Mtn Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,679 sqft · built 2009 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Aug 2007) |
| Tax Bill | $1,150 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 443900223569000 |
| Primary APN | 443900223569000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,679 sqft Heated Area |
| Basement Area | 578 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,518 sqft (1.55 acres) |
| Lot Dimensions | 540 ft deep x 121 ft wide |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 25140 |
|---|---|
| Street Address | 407 SIMPSON MOUNTAIN RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-4349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O TR 19 SIMPSONS MOUNTAIN 1228/812 A/117 |
| Legal Tract | 19 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 930605 |
407 Simpson Mtn Rd is owned and occupied by an individual who bought it in August 2007.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 407 SIMPSON MOUNTAIN RD, MURPHY, NC 28906-4349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2007 · Amount on File |
| Deed Sale | Aug 3, 2007 · Amount on File |
| Prior Sale | May 12, 2006 · Amount on File |
| Deed Document Number | 2007-0005923 |
| Deed Book / Page | 1293 / 0971 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 407 SIMPSON MOUNTAIN RD, MURPHY, NC 28906-4349 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001785/642 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 1785/642 |
| Instrument | 4285 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 116 PEACHTREE ST, MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 22, 2050 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 407 Simpson Mtn Rd was $1,150.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,150.00 | $152,210 | $152,210 Land $2,500 Building $149,710 |
| 2023 | $152,210 | $152,210 Land $2,500 Building $149,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Simpson Mtn Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Simpson Mtn Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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