407 Simerson Rd, Lexington, NC 27295 Property Records

Davidson County property record for 407 Simerson Rd, Lexington, NC 27295

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,075 sqft · built 1977
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Tax Bill	$695 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-008-0-000-0063`

Property Details

APN / Parcel Number

Primary APN	`04-008-0-000-0063`
Alternative APNs	`9227405` `9259289`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,075 sqft Total Area
1st Floor Area	1,208 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	27,878 sqft (0.64 acres)
Lot Width	140 ft Width
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9259289
Street Address	407 SIMERSON RD
City	LEXINGTON
State	NC
Zip	27295-5256
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA1
Legal Description	L63 BK2528-1642 SIMMERSON RD
Jurisdiction	DAVIDSON NC
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2014
Census Tract	61704

Owner

407 Simerson Rd, a rural home, is owned and occupied by two individuals who acquired it in January 2022.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 SIMERSON RD, LEXINGTON, NC 27295-5256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CAPTIAL CENTER LLC
Jan 27, 2017	Warranty Deed, Transfer · FHA Mortgage CUNNINGHAM & CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 26, 2022
Transfer Doc	0025281642
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON NC
Recording Date	Jan 31, 2022
Property Address	407 SIMERSON RD, LEXINGTON, NC 27295-5256
Document Number	0025281642
Book / Page	2528 / 1642
Instrument Date	Jan 26, 2022
Instrument	2022000002310
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 SIMERSON RD, LEXINGTON, NC 27295-5256

Mortgage

Document Number	2022000002311
Date	Jan 31, 2022
Instrument	2022000002311

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jan 27, 2017
Property Address	407 SIMERSON RD, LEXINGTON, NC 27295-5256
Document Number	0022542276
Book / Page	00225 / 002276
Instrument Date	Jan 27, 2017
Instrument	1940
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 SIMERSON RD LEXINGTON NC 272955256, LEXINGTON, NC 27295-5256

Mortgage

Document Number	22542278
Date	Jan 27, 2017
Book Page	002254/002278
Instrument	1941

Lender

Name	CUNNINGHAM & CO
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 407 Simerson Rd was $695.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,070 (-)	$112,070 (-) Land $16,770 Building $95,300
2025	$695.00	$112,070	$112,070 Land $16,770 Building $95,300
2023	$706.00	$112,070	$112,070 Land $16,770 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Simerson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Simerson Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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