407 Silver Thorne Dr, Columbia, MO 65203 Property Records

Boone County property record for 407 Silver Thorne Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,154 sqft · built 1999
Lot Size	0.357 acres (15,575 sqft)
Owner	Individual Name on File
Last Sale	$258,900 (Oct 2018)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-402-00-03-129-00`

Property Details

APN / Parcel Number

Primary APN	`16-402-00-03-129-00`
Alternative APN	`16-402-00-03-129.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area
1st Floor Area	2,154 sqft
Attic	Attic
Attic Area	770 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	15,575 sqft (0.357 acres)
Lot Dimensions	173 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	228 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	407 SILVER THORNE DR
City	COLUMBIA
State	MO
Zip	65203-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONERIDGE ESTATES PLAT 3 LOT 321
Legal Range	13W
Legal Township	48N
Legal Section	17
Legal Subdivision	STONERIDGE ESTATES
Legal Block	A00
Legal Lot Number	321
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2009
Census Tract	1807

Owner

407 Silver Thorne Dr is owned and occupied by an individual who bought it in October 2018.

Source: Boone County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	407 SILVER THORNE DR, COLUMBIA, MO 65203-6904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2018	Warranty Deed, Transfer DAS ACQUISITION
Jun 24, 2017	Deed of Trust, Mortgage AMERICAN EQUITY MTG/MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Deed Document Number	201819283
Deed Book / Page	4950 / 77
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	407 SILVER THORNE DR, COLUMBIA, MO 65203-6904
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000192
Date	Jan 6, 2020
Book Page	5127/0033
Instrument	2020000192

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Dec 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Oct 5, 2018
Property Address	407 SILVER THORNE DR, COLUMBIA, MO 65203-6904
Document Number	0000019283
Book / Page	004950 / 000077
Instrument Date	Oct 1, 2018
Instrument	19283
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SILVER THORNE DR COLUMBIA MO 652036904, COLUMBIA, MO 65203-6904

Mortgage

Document Number	19284
Date	Oct 5, 2018
Book Page	004950/000078
Instrument	19284

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	407 SILVER THORNE DR, COLUMBIA, MO 65203-6904
Document Number	0000014568
Book / Page	004779 / 000043
Instrument Date	Jun 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 SILVER THORNE DR COLUMBIA MO 652036904, COLUMBIA, MO 65203-6904

Mortgage

Document Number	0000014568
Date	Jul 14, 2017
Book Page	004779/000043
Instrument	14568

Lender

Name	AMERICAN EQUITY MTG/MO
Type	Mortgage Company
Address	ST LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 407 Silver Thorne Dr was $3,114.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,557 (-) Land $6,289 Building $41,268
2025	$3,114.00	$47,557 Land $6,289 Building $41,268	$250,300 Land $33,100 Building $217,200
2023	$2,778.00 (+4.08%)	$41,534 Land $6,289 Building $35,245	$218,600 Land $33,100 Building $185,500
2022	$2,669.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Silver Thorne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Silver Thorne Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed.

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