407 Shady Ln, Prospect, OR 97536 Property Records

Jackson County property record for 407 Shady Ln, Prospect, OR 97536

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 2,824 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Jun 2019)
Tax Bill	$1,707 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2019 Sale & Mortgage + 1 more
APN	`323E28DC2100`

Property Details

APN / Parcel Number

Primary APN	`323E28DC2100`
Alternative APNs	`323E28DC02100` `10549542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,824 sqft Gross Area
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	24 sqft
Patio Area	886 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	407 SHADY LN
City	PROSPECT
State	OR
Zip	97536-9713
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	UR-1
Legal Range	03E
Legal Township	32S
Legal Section	28
Legal Quarter	4
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	BUTTE FALLS-PROSPECT
Census Block Group	2
Census Block	2466
Census Tract	2600

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 SHADY LN, PROSPECT, OR 97536-9713
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage ROGUE FCU
Jun 19, 2019	Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Oct 18, 2017	Quit Claim Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Oct 18, 2017
Deed Document Number	201916836
Prior Transfer Date	Oct 6, 2017
Prior Transfer Doc	0000035407
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	407 SHADY LN, PROSPECT, OR 97536-9713
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SHADY LN, PROSPECT, OR 97536-9713

Mortgage

Document Number	0000019918
Date	Sep 21, 2023
Instrument	2023-019918

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2033

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON OR
Recording Date	Jun 19, 2019
Property Address	407 SHADY LN, PROSPECT, OR 97536-9713
Document Number	0000016836
Instrument Date	Jun 13, 2019
Instrument	2019-016836
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TICOR TITLE CO OF OREGON

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 SHADY LN, PROSPECT, OR 97536-9713

Mortgage

Document Number	0000016837
Date	Jun 19, 2019
Instrument	2019-016837

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Oct 18, 2017
Property Address	407 SHADY LN, PROSPECT, OR 97536-9713
Document Number	0000035407
Instrument Date	Oct 6, 2017
Instrument	35407
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 SHADY LN PROSPECT OR 975369713, PROSPECT, OR 97536-9713

Mortgage

Document Number	35408
Date	Oct 18, 2017
Instrument	35408

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Prospect School District 59 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,940 (+2.99%)	$416,600 (-8.16%) Land $156,800 Building $259,800
2025	$1,707.00 (+17.72%)	$187,330 (+3%) Land $68,450 Building $118,880	$453,600 (+43.97%) Land $164,600 Building $289,000
2024	$1,450.00 (+3.65%)	$181,880 (+3%) Land $56,270 Building $125,610	$315,060 (-5.4%) Land $91,950 Building $223,110
2023	$1,399.00 (+7.78%)	$176,590 (+3%) Land $54,630 Building $121,960	$333,060 (+0.33%) Land $98,360 Building $234,700
2022	$1,298.00	$171,450 Land $53,040 Building $118,410	$331,950 Land $120,900 Building $211,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land And Mudslides, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 63% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 5

Cell Coverage

4G LTE only, no 5G reported

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