407 Shadow Ter, Universal City, TX 78148 Property Records

Bexar County property record for 407 Shadow Ter, Universal City, TX 78148

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 2019
Lot Size	0.153 acres (6,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,700 (Sep 2019)
Tax Bill	$8,258 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05052-320-0280`

Property Details

APN / Parcel Number

Primary APN	`05052-320-0280`
Alternative APN	`1295302`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,285 sqft
2nd Floor Area	1,595 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	6,649 sqft (0.153 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 SHADOW TER
City	UNIVERSAL CITY
State	TX
Zip	78148-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5052C KB KITTY HAWK PH-3, BLOCK 20 LOT 28 2019 NEW ACCT PER PLAT 20001/371-375
Legal Subdivision	CB 5052C KB KITTY HAWK PH-3
Legal Block	20
Legal Lot Number	28
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2000
Census Tract	121604

Owner

Source: Bexar County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 SHADOW TER, UNIVERSAL CITY, TX 78148-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 19, 2025	Vendor's Lien, Transfer JOSE OVIDEO
Sep 30, 2019	Grant Deed, Transfer · FHA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	2019195187
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	407 SHADOW TER, UNIVERSAL CITY, TX 78148-3018
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SHADOW TER, UNIVERSAL CITY, TX 78148-3018

Mortgage

Document Number	0000108751
Date	Jun 16, 2023
Instrument	20230108751

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2063

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Sep 19, 2025
Property Address	407 SHADOW TER, UNIVERSAL CITY, TX 78148-3018
Document Number	0000174212
Map Reference	VOL 18220 PG 898
Instrument Date	Sep 3, 2025
Instrument	20250174212
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	WAID TITLE, UPWARD TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9211 EMERALD PORT DR, SAN ANTONIO, TX 78242-3253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SHADOW TER, UNIVERSAL CITY, TX 78148-3018

Mortgage

Date	Sep 19, 2025

Lender

Name	JOSE OVIDEO
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	Sep 30, 2019
Property Address	407 SHADOW TER, UNIVERSAL CITY, TX 78148-3018
Document Number	0000195187
Instrument Date	Sep 27, 2019
Instrument	195187
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO BUILDER DIV

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 SHADOW TER UNIVERSAL CITY TX 781483018, UNIVERSAL CITY, TX 78148-3018

Mortgage

Document Number	195188
Date	Sep 30, 2019
Instrument	195188

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Universal City
Unified School District	Judson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,258.00 (-3.91%)	$366,500 (-2.25%) Land $57,980 Building $308,520	$366,500 (-2.25%) Land $57,980 Building $308,520
2024	$8,594.00 (-6.26%)	$374,950 (-6.12%) Land $57,980 Building $316,970	$374,950 (-6.12%) Land $57,980 Building $316,970
2023	$9,168.00 (+0.48%)	$399,400 Land $57,980 Building $341,420	$399,400 Land $57,980 Building $341,420
2022	$9,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UNIVERSAL CITY serves 20,119 people · EPA ID TX0150009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ZipLink Internet.

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