Richland County property record for 407 Serpentine Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,536 sqft · built 1978 |
| Lot Size | 0.294 acres (12,839 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (May 2026) |
| Tax Bill | $823 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04003-02-03 |
| Primary APN | 04003-02-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Heated Area |
| Gross Area | 1,782 sqft |
| 1st Floor Area | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,839 sqft (0.294 acres) |
| Porch | Slab |
| Porch Area | 246 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00047327 |
|---|---|
| Street Address | 407 SERPENTINE RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LOT 5 BLK A-3 90X127X90X129 #SU FRIARSGATE #PR X-5009 RB624-1149 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Block | A-3 |
| Legal Lot Number | 5 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2514 MONROE ST, COLUMBIA, SC 29205-3154 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 16, 2026 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2026 · Amount on Record |
| Deed Document Number | 202625796 |
| Deed Book / Page | 3131 / 3528 |
| Prior Transfer Date | Feb 1, 2006 |
| Prior Transfer Doc | 0011501609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 28, 2026 |
| Property Address | 407 SERPENTINE RD, IRMO, SC 29063-2103 |
| Document Number | 0000025796 |
| Book / Page | 3131 / 3528 |
| Instrument Date | May 22, 2026 |
| Instrument | 202625796 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $161,499.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2514 MONROE ST, COLUMBIA, SC 29205-3154 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 16, 2026 |
| Property Address | 407 SERPENTINE RD, IRMO, SC 29063-2103 |
| Document Number | 0031080648 |
| Book / Page | 3108 / 648 |
| Map Reference | MB X PG 5009 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026012185 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 SERPENTINE RD, IRMO, SC 29063-2103 |
| Document Number | 2026012186 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026012186 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0031080676 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 3108/676 |
| Instrument | 2026012187 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2041 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $823.00 | $4,052 (-96.52%) | $190,800 (-) Land $25,000 Building $165,800 |
| 2024 | $116,500 (+2,775.12%) | $190,800 (+88.35%) Land $25,000 Building $165,800 | |
| 2023 | $4,052 | $101,300 | |
| 2022 | $640.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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