407 Scott Rd Ext, Elko, GA 31025 Property Records

Houston County property record for 407 Scott Rd Ext, Elko, GA 31025

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2002
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,200 (Jan 2023)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-10`

Property Details

APN / Parcel Number

Primary APN	`12-10`
Alternative APNs	`000120 010000` `42606`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,052 sqft Gross Area
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	111,078 sqft (2.55 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42606
Street Address	407 SCOTT ROAD EXT
City	ELKO
State	GA
Zip	31025-2048
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RAG
Legal Description	LOT 4-A SCOTT FARM S/D LL 267 14TH
Legal Subdivision	SCOTT FARM S/D
Legal Lot Number	4-A
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1018
Census Tract	21502

Owner

Source: Houston County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 SCOTT ROAD EXT, ELKO, GA 31025-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Jan 13, 2023	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Book / Page	9968 / 25
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Recording Date	Jun 1, 2026
Property Address	407 SCOTT ROAD EXT, ELKO, GA 31025-2048
Document Number	1085000350
Book / Page	10850 / 350
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	407 SCOTT ROAD EXT, ELKO, GA 31025-2048

Mortgage

Document Number	1085000350,
Date	Jun 1, 2026
Book Page	10850/350

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Jan 13, 2023
Property Address	407 SCOTT ROAD EXT, ELKO, GA 31025-2048
Document Number	0099680025
Book / Page	9968 / 25
Map Reference	MB 57 PG 84
Instrument Date	Jan 12, 2023
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Tax	$18.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (+58.97%) Homeowner's exemption	$61,580 (+90.7%) Land $22,120 Building $39,460	$153,950 (+90.7%) Land $55,300 Building $98,650
2023	$780.00	$32,292 (-) Land $11,960 Building $20,332	$80,730 (-) Land $29,900 Building $50,830
2022	$780.00	$32,292 Land $11,960 Building $20,332	$80,730 Land $29,900 Building $50,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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