Duval County property record for 407 Sapelo Rd, Jacksonville, FL 32216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,236 sqft · built 1949 |
| Lot Size | 0.241 acres (10,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Sep 2019) |
| Tax Bill | $2,066 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139036-0000 |
| Primary APN | 139036-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,485 sqft (0.241 acres) |
| Lot Dimensions | 124 ft deep x 85 ft wide |
| Garage Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 407 SAPELO RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-9167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 20-92 52-2S-27E GLYNLEA PARK UNIT 2 LOT 25 BLK 15 |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 52 |
| Legal Subdivision | GLYNLEA PARK UNIT 02 |
| Legal Block | 15 |
| Legal Lot Number | 25 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 15803 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 SAPELO RD, JACKSONVILLE, FL 32216-9167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 25, 2019 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Jun 19, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage ORTEGA CAPITAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Prior Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 2019221295 |
| Deed Book / Page | 18943 / 2438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 407 SAPELO RD, JACKSONVILLE, FL 32216-9167 |
| Document Number | 0000127493 |
| Book / Page | 21927 / 1472 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026127493 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 407 SAPELO RD, JACKSONVILLE, FL 32216-9167 |
| Document Number | 0000127493, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 21927/1472 |
| Instrument | 2026127493 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Sep 25, 2019 |
| Property Address | 407 SAPELO RD, JACKSONVILLE, FL 32216-9167 |
| Document Number | 0189432438 |
| Book / Page | 018943 / 002438 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 221295 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 SAPELO RD JACKSONVILLE FL 322169167, JACKSONVILLE, FL 32216-9167 |
| Document Number | 189432440 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 018943/002440 |
| Instrument | 221296 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 19, 2019 |
| Property Address | 407 SAPELO RD, JACKSONVILLE, FL 32216-9167 |
| Document Number | 0188332267 |
| Book / Page | 18833 / 2267 |
| Map Reference | MB 20 PG 92,92A&92B |
| Instrument Date | Jun 17, 2019 |
| Instrument | 2019143306 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2988 COLLIER AVE, 2988, JACKSONVILLE, FL 32205-7569 |
| Name | Verified Name |
|---|---|
| Address | 64 LAZO CT, ST AUGUSTINE, FL 32095-7433 |
| Investor | Possibly a Property Investor |
| Document Number | 0188332269 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 18833/2269 |
| Name | ORTEGA CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | Aug 1, 2019 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,751 (+2.7%) | $202,189 (+1.93%) Land $73,440 Building $128,749 | |
| 2025 | $2,066.00 (+12.1%) Homeowner's exemption | $138,025 (+5.99%) | $198,363 (+6.84%) Land $73,440 Building $124,923 |
| 2024 | $1,843.00 (+3.37%) | ||
| 2023 | $1,783.00 (+10.06%) Homeowner's exemption | $130,230 (+3%) | $185,669 (+3.24%) Land $59,160 Building $126,509 |
| 2022 | $1,620.00 Homeowner's exemption | $126,437 | $179,845 Land $59,160 Building $120,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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