Indian River County property record for 407 Sable Oak Dr, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,121 sqft · built 1997 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,680,000 (Apr 2025) |
| Tax Bill | $20,360 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-40-18-00034-0000-00011.0 |
| Primary APN | 32-40-18-00034-0000-00011.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,121 sqft Living Area |
| 1st Floor Area | 3,121 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 19,166 sqft (0.439 acres) |
| Lot Dimensions | 118 ft deep x 155 ft wide |
| Garage Area | 548 sqft |
| Porch | Open Porch |
| Porch Area | 527 sqft |
| Patio Area | 476 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 55641 |
|---|---|
| Street Address | 407 SABLE OAK DR |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SABLE OAKS SUB LOT 11 PBI 11-54 |
| Legal Range | 40 |
| Legal Township | 32 |
| Legal Section | 18 |
| Legal Subdivision | SABLE OAKS SUB |
| Legal Lot Number | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 50507 |
407 Sable Oak Dr is owner-occupied and held in a trust since April 2025.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 407 SABLE OAK DR, VERO BEACH, FL 32963-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on File |
| Deed Sale | Apr 11, 2025 · Amount on File |
| Prior Sale | Jul 3, 2003 |
| Deed Document Number | 3120250018317 |
| Deed Book / Page | 3768 / 1089 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 407 Sable Oak Dr was $20,360.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,360.00 | $1,690,608 Land $403,750 Building $1,286,858 | $1,690,608 Land $403,750 Building $1,286,858 |
| 2023 | $8,585.00 (+2.24%) | $755,079 (+3%) | $1,594,500 (+27.14%) Land $403,750 Building $1,190,750 |
| 2022 | $8,397.00 | $733,086 | $1,254,173 Land $403,750 Building $850,423 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Sable Oak Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Sable Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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