407 S Walnut St, Seneca, SC 29678 Property Records

Oconee County property record for 407 S Walnut St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,573 sqft · built 1947
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (May 2026)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-40-04-014`

Property Details

APN / Parcel Number

Primary APN	`520-40-04-014`
Alternative APN	`58009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
1st Floor Area	1,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	58009
Street Address	407 S WALNUT ST
City	SENECA
State	SC
Zip	29678-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 37 & 38 BLOCK I (0.232 AC)
Legal Block	1
Legal Lot Number	37-38
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1048
Census Tract	30701

Owner

Source: Oconee County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 S WALNUT ST, SENECA, SC 29678-4040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed, Transfer · Conventional Mortgage STORY LENDING
May 8, 2024	Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK
Nov 27, 2023	Deed, Transfer
Nov 27, 2023	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	May 8, 2024 · Amount on Record
Deed Document Number	202614084
Deed Book / Page	4841 / 107
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 7, 2026
Property Address	407 S WALNUT ST, SENECA, SC 29678-4040
Document Number	0000014084
Book / Page	4841 / 107
Instrument Date	May 5, 2026
Instrument	202614084
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,899.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S WALNUT ST, SENECA, SC 29678-4040

Mortgage

Document Number	4841000113,
Date	May 7, 2026
Book Page	4841/113

Lender

Name	STORY LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 8, 2024
Property Address	407 S WALNUT ST, SENECA, SC 29678-4040
Document Number	0000013615
Book / Page	3072 / 19
Map Reference	MB P-58 PG 79
Instrument Date	May 3, 2024
Instrument	13615
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 S FAIRPLAY ST, SENECA, SC 29678-3412
Investor	Possibly a Property Investor

Mortgage

Document Number	0004556244
Date	May 8, 2024
Instrument	4556/244

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 27, 2023
Property Address	407 S WALNUT ST, SENECA, SC 29678-4040
Document Number	0000006254
Book / Page	3009 / 163
Map Reference	MB P58 PG 79
Instrument Date	Nov 21, 2023
Instrument	6254
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$360.10
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 OAKLEAF CT, SENECA, SC 29672-0759
Investor	Possibly a Property Investor

November 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	OCONEE SC
Recording Date	Nov 27, 2023
Property Address	407 S WALNUT ST, SENECA, SC 29678-4040
Document Number	0000006253
Book / Page	3009 / 161
Map Reference	MB P-58 PG 79
Instrument Date	Nov 21, 2023
Instrument	6253
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S WALNUT ST, SENECA, SC 29678-4040

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,557.00	$10,787 (+373.95%) Land $460 Building $10,327	$269,670 (+373.95%) Land $11,500 Building $258,170
2023		$2,276 (-) Land $440 Building $1,836	$56,899 (-) Land $11,000 Building $45,899
2022		$2,276 Land $440 Building $1,836	$56,899 Land $11,000 Building $45,899

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, West Carolina Rural Telephone Cooperative.

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