407 S Vine St, Creston, IA 50801 Property Records

Union County property record for 407 S Vine St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,184 sqft · built 1950
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jul 2017)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0512279004`

Property Details

APN / Parcel Number

Primary APN	`0512279004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Unfinished Basement	510 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	240 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 S VINE ST
City	CRESTON
State	IA
Zip	50801-3277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 747
Legal Subdivision	ORIGINAL TOWN OF CRESTON
Legal Lot Number	747
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4040
Census Tract	190200

Owner

407 S Vine St is owned and occupied by an individual who acquired it in August 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	407 S VINE ST, CRESTON, IA 50801-3277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE SAVINGS BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Aug 18, 2020	Intrafamily Transfer, Transfer
Jul 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Oct 29, 2009 · Amount on File
Deed Document Number	20171353
Deed Book / Page	1152 / 2
Last Transfer Date	Aug 18, 2020
Transfer Doc	0001228/49
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	407 S VINE ST, CRESTON, IA 50801-3277
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001293/195
Date	Oct 13, 2022
Book Page	1293/195
Instrument	2022-00001971

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 13, 2027

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	407 S VINE ST, CRESTON, IA 50801-3277
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001235/261
Date	Nov 17, 2020
Book Page	1235/261
Instrument	2020-00002211

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	407 S VINE ST, CRESTON, IA 50801-3277
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001153/003
Date	Jul 21, 2017
Book Page	1153/003
Instrument	2017-00001354

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION IA
Recording Date	Aug 18, 2020
Property Address	407 S VINE ST, CRESTON, IA 50801-3277
Document Number	0001228/49
Book / Page	1228 / 49
Instrument Date	Aug 18, 2020
Instrument	2020-00001509
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S VINE ST, CRESTON, IA 50801-3277

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jul 21, 2017
Property Address	407 S VINE ST, CRESTON, IA 50801-3277
Document Number	001152/002
Book / Page	1152 / 002
Instrument Date	Jul 21, 2017
Instrument	00001353
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S VINE ST, CRESTON, IA 50801-3277

Tax Assessment & Valuation

The 2025 property tax bill for 407 S Vine St was $1,806 with a homeowner's exemption, down 1.2% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,290 (-) Land $9,000 Building $110,290	$119,290 (-) Land $9,000 Building $110,290
2025	$1,806.00 (-1.2%) Homeowner's exemption	$119,290 Land $9,000 Building $110,290	$119,290 Land $9,000 Building $110,290
2024	$1,828.00
2023		$98,570 Land $9,630 Building $88,940	$98,570 Land $9,630 Building $88,940
2022	$1,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 S Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 S Vine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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