407 S Ridgeway Dr, Cleburne, TX 76033 Property Records

Johnson County property record for 407 S Ridgeway Dr, Cleburne, TX 76033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 1964
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (May 2020)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Jun 2017 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-2809-00100`

Property Details

APN / Parcel Number

Primary APN	`126-2809-00100`
Alternative APN	`R000040875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	342 sqft
Porch	Covered Porch
Porch Area	108 sqft

Location & Zoning

Account Number	R000040875
Street Address	407 S RIDGEWAY DR
City	CLEBURNE
State	TX
Zip	76033-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 BELLEVUE CREST
Legal Subdivision	BELLEVUE CREST
Legal Block	2
Legal Lot Number	5
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	2
Census Block	2000
Census Tract	131100

Owner

Source: Johnson County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2400 COUNTRY CLUB RD, CLEBURNE, TX 76033-8528
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage INDEPENDENT BANK
May 6, 2020	Vendor's Lien, Transfer · Commercial Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	202012519
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	0000034090
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	407 S RIDGEWAY DR, CLEBURNE, TX 76033-4615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013613
Date	Jun 6, 2017
Instrument	2017-13613

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	May 6, 2020
Property Address	407 S RIDGEWAY DR, CLEBURNE, TX 76033-4615
Document Number	0000012519
Map Reference	VOL 440 PG 643
Instrument Date	May 5, 2020
Instrument	2020-12519
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	STEWART

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 CANTON RD, 1107, CLEBURNE, TX 76033-6654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 COUNTRY CLUB RD, CLEBURNE, TX 76033-8528

Mortgage

Document Number	0000012520
Date	May 6, 2020
Instrument	2020-12520

Lender

Name	COGENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	3 Years

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cleburne City
County	Johnson County
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,656.00	$208,821 (-) Land $50,500 Building $158,321	$208,821 (-) Land $50,500 Building $158,321
2024	$4,656.00 (+36.02%)
2023		$208,821 Land $50,500 Building $158,321	$208,821 Land $50,500 Building $158,321
2021	$3,423.00 (+18.48%)
2018	$2,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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