407 S Pine St, Creston, IA 50801 Property Records

Union County property record for 407 S Pine St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,268 sqft · built 1893
Lot Size	0.331 acres (14,400 sqft)
Owner	Company Name on Record
Last Sale	$7,500 (Jun 2021)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0512276013`

Property Details

APN / Parcel Number

Primary APN	`0512276013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	336 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	138 sqft
Deck Area	180 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	407 S PINE ST
City	CRESTON
State	IA
Zip	50801-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOTS 398-399
Legal Subdivision	ORIGINAL PLAT OF CRESTON
Legal Lot Number	398,399
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4035
Census Tract	190200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 535, CARROLL, IA 51401-0535
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage IOWA STATE SAVINGS BANK
Jun 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	20211258
Deed Book / Page	1252 / 333
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	407 S PINE ST, CRESTON, IA 50801-3744
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001285/69
Date	Jun 28, 2022
Book Page	1285/69
Instrument	2022-00001240

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2047

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jun 7, 2021
Property Address	407 S PINE ST, CRESTON, IA 50801-3744
Document Number	001252/333
Book / Page	1252 / 333
Instrument Date	May 27, 2021
Instrument	2021-00001258
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Tax	$11.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 55, WINTERSET, IA 50273-0055

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,560 (-) Land $18,000 Building $100,560	$118,560 (-) Land $18,000 Building $100,560
2025	$1,976.00 (-1.4%)	$118,560 (+62.92%) Land $18,000 Building $100,560	$118,560 (+62.92%) Land $18,000 Building $100,560
2024	$2,004.00 (+245.52%)
2023		$72,770 Land $19,260 Building $53,510	$72,770 Land $19,260 Building $53,510
2022	$580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision, Verizon.

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