Adams County property record for 407 S Main St, Payson, IL 62360 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,677 (2021) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 180073400100 |
| Primary APN | 180073400100 |
|---|
| Lot Area | 25,265 sqft (0.58 acres) |
|---|
| Street Address | 407 S MAIN ST |
|---|---|
| City | PAYSON |
| State | IL |
| Zip | 62360-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 MILES LANDING SUB LOT 1 |
| Legal Range | 7W |
| Legal Township | 3S |
| Legal Section | 17 |
| Legal Subdivision | MILES LANDING SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10302 |
Source: Adams County records · APN 180073400100
Assessment roll updated May 4, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 407 S MAIN ST, PAYSON, IL 62360-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Feb 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2025 |
| Transfer Doc | 2025R00391 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 407 S MAIN ST, PAYSON, IL 62360-1204 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R01474 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 2020R-01474 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 25, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 407 S MAIN ST, PAYSON, IL 62360-1204 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R01090 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 2018R-01090 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 05, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Adams County records · Assessment roll updated May 4, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Payson Township |
| Municipality | Payson Village |
| Unified School District | Payson Community Unit School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,670 (+8%) Land $3,250 Building $75,420 | $236,010 (+8%) Land $9,750 Building $226,260 | |
| 2024 | $72,840 (+12.98%) Land $3,010 Building $69,830 | $218,520 (+12.98%) Land $9,030 Building $209,490 | |
| 2022 | $64,470 Land $2,660 Building $61,810 | $193,410 Land $7,980 Building $185,430 | |
| 2021 | $3,677.00 |
Source: FEMA National Flood Hazard Layer, Adams County (17001C), updated July 23, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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