407 S Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 407 S Main Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 1920
Lot Size	0.195 acres (8,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,700 (Sep 2023)
Tax Bill	$686 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023O-A-016.00`

Property Details

APN / Parcel Number

Primary APN	`023O-A-016.00`
Alternative APNs	`086023O A 01600` `000005937`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,510 sqft
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,483 sqft (0.195 acres)
Lot Dimensions	178 ft deep x 50 ft wide
Porch	Finished Screened Porch
Porch Area	478 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 S MAIN AVE
City	ERWIN
State	TN
Zip	37650-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	W A ROBERTS LOT 12 50X178
Legal Subdivision	W A ROBERTS
Legal Lot Number	12
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1989, KINGSPORT, TN 37662-1989
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Jun 17, 2019	Warranty Deed, Transfer · Conventional with PMI EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	20231726
Deed Book / Page	474 / 20
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 22, 2023
Property Address	407 S MAIN AVE, ERWIN, TN 37650-1119
Document Number	0000047420
Book / Page	474 / 20
Map Reference	MB 14 PG 145
Instrument Date	Sep 15, 2023
Instrument	23001726
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$931.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MAY AVE, KINGSPORT, TN 37665-1565

Mortgage

Document Number	0023001727
Date	Sep 22, 2023
Instrument	23001727

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.62%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	10.6%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 17, 2019
Property Address	407 S MAIN AVE, ERWIN, TN 37650-1119
Document Number	423584
Book / Page	000423 / 000584
Instrument Date	Jun 7, 2019
Instrument	1130
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S MAIN AVE ERWIN TN 376501119, ERWIN, TN 37650-1119

Mortgage

Document Number	423587
Date	Jun 17, 2019
Book Page	000423/000587
Instrument	1131

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2034

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,275 (-) Land $3,275 Building $23,000	$105,100 (-) Land $13,100 Building $92,000
2024	$686.00 (+11%)
2023		$26,275 (-) Land $3,275 Building $23,000
2022	$618.00	$26,275 Land $3,275 Building $23,000	$105,100 Land $13,100 Building $92,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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