407 S Madison St, Bloomfield, IA 52537 Property Records

Davis County property record for 407 S Madison St, Bloomfield, IA 52537

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,180 sqft · built 1887
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$63,000 (Oct 2021)
Tax Bill$1,218 (2025)
Deeds & MortgagesJun 2006 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01006160

Property Details

APN / Parcel Number

Primary APN01006160

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,180 sqft Living Area
Basement Area885 sqft
Unfinished Basement885 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeMixed
Garage Area1,036 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck AreaDeck Area
Patio Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address407 S MADISON ST
CityBLOOMFIELD
StateIA
Zip52537-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 46
Legal SubdivisionORIGINAL TOWN NOW CITY OF BLOOMFIELD
Legal Block46
Legal Lot Number5
JurisdictionDAVIS IA
Township / Civil DivisionBLOOMFIELD
Census Block Group4
Census Block4020
Census Tract80100

Owner

407 S Madison St is owned and occupied by an individual who bought it in October 2021.

Source: Davis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address407 S MADISON ST, BLOOMFIELD, IA 52537-1936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2006Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST BANK
Oct 7, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST IOWA STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2021 · Amount on File
Deed SaleOct 7, 2021 · Amount on File
Prior SaleDec 16, 2015 · Amount on File
Deed Document Number20211656
Record UpdatedOct 29, 2026

June 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS IA
Property Address407 S MADISON ST, BLOOMFIELD, IA 52537-1936
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00129/0669
DateJun 8, 2006
Book Page0129/0669
Instrument2006 0777
Lender
NameCOMMUNITY FIRST BANK
TypeBank
AddressKEOSAUQUA, IA 52565
Agreement
TypeConventional Mortgage
AmountAmount on Record

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIS IA
Recording DateOct 7, 2021
Property Address407 S MADISON ST, BLOOMFIELD, IA 52537-1936
Document Number0020211656
Instrument DateOct 6, 2021
Instrument2021-1656
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 S MADISON ST, BLOOMFIELD, IA 52537-1936

Mortgage

Document Number0020211657
DateOct 7, 2021
Instrument2021-1657
Lender
NameFIRST IOWA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 S Madison St was $1,218 with a homeowner's exemption, down 13.6% from the year before.

Source: Davis County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDavis County
MunicipalityBloomfield City
Unified School DistrictDavis County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,910 (-) Land $9,000 Building $58,910$67,910 (-) Land $9,000 Building $58,910
2025$1,218.00 (-13.62%) Homeowner's exemption$67,910 Land $9,000 Building $58,910$67,910 Land $9,000 Building $58,910
2024$1,410.00
2023$70,850 (+8.28%) Land $9,000 Building $61,850$70,850 Land $9,000 Building $61,850
2022$1,428.00$65,430 Land $9,000 Building $56,430
2021$65,430 Land $9,000 Building $56,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 S Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 S Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD MUNI WATER DEPT
serves 2,792 people · EPA ID IA2613019
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionJan 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Citizens Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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