407 S Gaines St, Ennis, TX 75119 Property Records

Ellis County property record for 407 S Gaines St, Ennis, TX 75119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1946
Lot Size	0.16 acres (6,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,122 (Mar 2025)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R198717`

Property Details

APN / Parcel Number

Primary APN	`R198717`
Alternative APNs	`25200124100100103` `198717`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,224 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	864 sqft
2nd Floor Area	360 sqft
Flooring	Wood

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,952 sqft (0.16 acres)
Lot Width	58 ft Width
Garage Type	Attached
Garage Area	288 sqft
Porch	Covered Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 S GAINES ST
City	ENNIS
State	TX
Zip	75119-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT N1/2-1 & 2 BLK 241 O T ENNIS 0.1596 AC
Legal Subdivision	O T ENNIS
Legal Block	241
Legal Lot Number	N1
Jurisdiction	ELLIS TX
Township / Civil Division	ENNIS
Census Block Group	3
Census Block	3021
Census Tract	61500

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1500 N 9TH ST, 107, MIDLOTHIAN, TX 76065-2110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Dec 16, 2020	Warranty Deed, Transfer PROVIDENCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Dec 16, 2020
Deed Document Number	20258636
Prior Transfer Date	Dec 14, 2020
Prior Transfer Doc	0000046606
Record Updated	Sep 20, 2026

March 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Mar 18, 2025
Property Address	407 S GAINES ST, ENNIS, TX 75119-4618
Document Number	0002508636
Map Reference	CAB A SL 197
Instrument Date	Mar 17, 2025
Instrument	2508636
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 COUNTRY CLUB RD, ENNIS, TX 75119-9637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 N 9TH ST APT 107, 107, MIDLOTHIAN, TX 76065-2110

Mortgage

Document Number	0002508637
Date	Mar 18, 2025
Instrument	2508637

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 16, 2020
Property Address	407 S GAINES ST, ENNIS, TX 75119-4618
Document Number	0000046606
Instrument Date	Dec 14, 2020
Instrument	46606
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	PROVIDENCE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3105 COUNTRY CLUB RD ENNIS TX 751199637, ENNIS, TX 75119-9637

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ennis City
Unified School District	Ennis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,214 (+1.32%) Land $55,000 Building $131,214	$186,214 (+1.32%) Land $55,000 Building $131,214
2025	$2,597.00 (-29.87%) Homeowner's exemption	$183,784 (-2.62%) Land $55,000 Building $128,784	$183,784 (-2.62%) Land $55,000 Building $128,784
2024	$3,703.00 (-8.91%)
2023	$4,065.00 (+80.67%)	$188,735 Land $45,000 Building $143,735	$188,735 Land $45,000 Building $143,735
2018	$2,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ENNIS serves 24,891 people · EPA ID TX0700001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Point Broadband, Verizon.

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