Douglas County property record for 407 S Front St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,391 sqft · built 1910 |
| Lot Size | 0.187 acres (8,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jun 1998) |
| Tax Bill | $2,437 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | R2412450000 |
| Primary APN | R2412450000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,391 sqft Living Area |
| Basement Area | 660 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,184 sqft (0.187 acres) |
| Lot Dimensions | 124 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 145 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2412450000 |
|---|---|
| Street Address | 407 S FRONT ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WATERLOO |
| Legal Description | WATERLOO-TOWN OF- LOT 4 BLOCK 16 66 X 124 |
| Legal Subdivision | WATERLOOTOWN OF |
| Legal Block | 16 |
| Legal Lot Number | 4 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 7508 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 262, WATERLOO, NE 68069-0262 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1998 · Amount on Record |
| Deed Sale | Jun 30, 1998 · Amount on Record |
| Deed Document Number | 0002093579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 407 S FRONT ST, WATERLOO, NE 68069-2116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 S FRONT ST 5, 5, WATERLOO, NE 68069-2116 |
| Document Number | 0000021065 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023021065 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ELKHORN, NE 68022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Waterloo Village |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $213,900 (+25.38%) Land $21,200 Building $192,700 | $213,900 (+25.38%) Land $21,200 Building $192,700 | |
| 2024 | $2,437.00 (-12.93%) | ||
| 2023 | $2,799.00 (+7.2%) | $170,600 Land $21,200 Building $149,400 | $170,600 Land $21,200 Building $149,400 |
| 2022 | $2,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 38 (1978–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517 |
|---|---|
| Water Source | Purchased surface water from METROPOLITAN UTILITIES DISTRICT |
| Last State Inspection | Oct 2025 |
| Lead | 12 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures