407 S E St, Lake Worth Beach, FL 33460 Property Records

Palm Beach County property record for 407 S E St, Lake Worth Beach, FL 33460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1956
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Jul 2021)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-43-44-21-15-141-0200`

Property Details

APN / Parcel Number

Primary APN	`38-43-44-21-15-141-0200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,168 sqft
1st Floor Area	816 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	407 S E ST
City	LAKE WORTH BEACH
State	FL
Zip	33460-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-TF-14
Legal Description	TOWN OF LAKE WORTH LTS 20 & 21 BLK 141
Legal Range	43E
Legal Township	44S
Legal Section	21
Legal Subdivision	TOWN OF LAKE WORTH
Legal Block	141
Legal Lot Number	20,21
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	2
Census Block	2013
Census Tract	5101

Owner

407 S E St is owned and occupied by two individuals who bought it in July 2021.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	407 S E ST, LAKE WORTH BEACH, FL 33460-4309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage 121 FINANCIAL CU
Oct 23, 2017	Warranty Deed, Transfer · FHA Mortgage MOTIVE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Oct 23, 2017 · Amount on File
Deed Document Number	2021327539
Deed Book / Page	32685 / 1584
Prior Transfer Date	May 23, 2005
Prior Transfer Doc	0186481818
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 14, 2021
Property Address	407 S E ST, LAKE WORTH, FL 33460-4309
Document Number	0326851584
Book / Page	32685 / 1584
Map Reference	MB 2 PG 29
Instrument Date	Jun 2, 2021
Instrument	20210327539
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ZING TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 S E ST, LAKE WORTH, FL 33460-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 S E ST, LAKE WORTH, FL 33460-4309

Mortgage

Document Number	0326851587
Date	Jul 14, 2021
Instrument	32685/1587

Lender

Name	121 FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 23, 2017
Property Address	407 S E ST, LAKE WORTH, FL 33460-4309
Document Number	0294200985
Book / Page	029420 / 000985
Instrument Date	Oct 16, 2017
Instrument	373381
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	INTRACOASTAL TITLE SERVICES/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S E ST LAKE WORTH FL 334604309, LAKE WORTH, FL 33460-4309

Mortgage

Document Number	294200987
Date	Oct 23, 2017
Book Page	029420/000987
Instrument	373382

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 407 S E St was $4,562 with a homeowner's exemption, up 1.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Lake Worth Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00 (+1.22%) Homeowner's exemption	$226,584	$273,777 Land $155,800 Building $117,977
2024	$4,507.00 (+3.99%)
2023	$4,334.00 (+2.17%) Homeowner's exemption	$213,784 (+3%)	$230,239 (+10.93%) Land $130,140 Building $100,099
2022	$4,242.00 Homeowner's exemption	$207,557 Land $114,000 Building $93,557	$207,557 Land $114,000 Building $93,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 S E St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1982–1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 S E St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WORTH BEACH UTILITIES serves 48,000 people · EPA ID FL4500773
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile.

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