St. Joseph County property record for 407 S Centerville Rd, Sturgis, MI 49091
| Property Type | Commercial |
|---|---|
| Details | 4,800 sqft |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,369 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-777-145-01 |
| Primary APN | 052-777-145-01 |
|---|
| Building Area | 4,800 sqft Building Perimeter |
|---|
| Lot Area | 40,075 sqft (0.92 acres) |
|---|---|
| Lot Dimensions | 400 ft deep x 100 ft wide |
| Street Address | 407 S CENTERVILLE RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-2055 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT SE COR LOT 1 WAYNEWOOD SUB IN CITY OF STURGIS TH N 100 FT TO POB TH N 100 FT TH S 89 DEG 48' 38 E 400 FT TO C/L OF CEN |
| Legal Subdivision | WAYNEWOOD SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40600 |
407 S Centerville Rd, a commercial property, is owned by a company.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 156, BRONSON, MI 49028-0156 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 585 / 318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 407 S CENTERVILLE RD, STURGIS, MI 49091-2055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000938 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022000938 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 407 S Centerville Rd was $7,369.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,700 Land $54,700 Building $133,000 | $375,400 Land $109,400 Building $266,000 | |
| 2025 | $7,369.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 S Centerville Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 S Centerville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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