407 S Ave B, Elgin, TX 78621 Property Records

Bastrop County property record for 407 S Ave B, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,041 sqft · built 2019
Lot Size0.371 acres (16,161 sqft)
Owner2 Individual Names on File
Last Sale$496,090 (Feb 2023)
Tax Bill$10,546 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNR8702263

Property Details

APN / Parcel Number

Primary APNR8702263

Interior

Bedrooms3 Beds
Stories1 Story
Building Area2,041 sqft Living Area
Gross Area2,786 sqft
1st Floor Area2,041 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Roof MaterialComposition Shingle
Lot Area16,161 sqft (0.371 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area433 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address407 S AVENUE B
CityELGIN
StateTX
Zip78621-2919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALAMO A ADDITION LOT 5, 0.371 ACRES
Legal SubdivisionALAMO A ADDITION
Legal Block3
Legal Lot Number5,0
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group3
Census Block3058
Census Tract950202

Owner

Source: Bastrop County records · APN R8702263

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 S AVENUE B, ELGIN, TX 78621-2919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Vendor's Lien, Transfer
CITIZENS NATIONAL BANK
Feb 21, 2023Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage
CITIZENS NATIONAL BANK
Feb 21, 2023Affidavit of Death of Joint Tenant, Transfer
Feb 21, 2023Affidavit of Death of Joint Tenant, Transfer
Feb 08, 2021Vendor's Lien, Transfer · FHA Mortgage
THRIVE MORTGAGE LLC
Apr 24, 2019Warranty Deed, Construction Loan · Construction Mortgage
FIRST NATIONAL BANK OF BASTROP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2023 · Amount on Record
Deed SaleFeb 21, 2023 · Amount on Record
Prior SaleFeb 08, 2021 · Amount on Record
Deed Document Number20232464
Prior Transfer DateApr 17, 2019
Prior Transfer Doc0201905775
Record UpdatedSep 20, 2026

February 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateFeb 21, 2023
Property Address407 S AVENUE B, ELGIN, TX 78621-2919
Document Number0202302464
Map ReferenceCAB 6 PG 11B
Instrument DateFeb 21, 2023
Instrument202302464
Transaction TypeTransfer
Record UpdatedMar 08, 2023
Title CompanyTEXAS NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1311 WILBUR 18 RCE, HOUSTON, TX 77091

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 S AVA B, ELGIN, TX 78621

Mortgage

DateFeb 21, 2023
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBASTROP TX
Recording DateFeb 21, 2023
Property Address407 S AVENUE B, ELGIN, TX 78621-2919
Document Number0202302461
Map ReferenceCAB 6 PG 11B
Instrument DateSep 06, 2022
Instrument202302461
Transaction TypeTransfer
Record UpdatedMar 08, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202302465
DateFeb 21, 2023
Instrument202302465
Lender
NameCITIZENS NATIONAL BANK
TypeBank
AddressKILGORE, TX 75662
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBASTROP TX
Recording DateFeb 21, 2023
Property Address407 S AVENUE B, ELGIN, TX 78621-2919
Document Number0202302462
Map ReferenceCAB 6 PG 118
Instrument DateSep 06, 2022
Instrument202302462
Transaction TypeTransfer
Record UpdatedMar 08, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBASTROP TX
Recording DateFeb 21, 2023
Property Address407 S AVENUE B, ELGIN, TX 78621-2919
Document Number0202302463
Map ReferenceCAB 6 PG 11B
Instrument DateAug 31, 2022
Instrument202302463
Transaction TypeTransfer
Record UpdatedMar 08, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateFeb 08, 2021
Property Address407 S AVENUE B, ELGIN, TX 78621-2919
Document Number0202102559
Map ReferenceCAB 6 PG 11B
Instrument DateFeb 05, 2021
Instrument202102559
Transaction TypeTransfer
Record UpdatedMar 08, 2023
Title CompanyITC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 S AVENUE B, ELGIN, TX 78621-2919

Mortgage

Document Number0202102560
DateFeb 08, 2021
Instrument202102560
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Mortgage

Document Number0202102561
DateFeb 08, 2021
Instrument202102561
Lender
NameTEXAS DEPARTMENT OF HOUSING AND COMMUNIT
TypeNon-Lending Institution
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBASTROP TX
Recording DateApr 24, 2019
Property Address407 S AVENUE B, ELGIN, TX 78621-2919
Document Number0201905775
Map ReferenceCAB 6 PG 11B
Instrument DateApr 17, 2019
Instrument201905775
Transaction TypeConstruction Loan
Record UpdatedMar 08, 2023
Title CompanyINDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address413 S AVENUE B, ELGIN, TX 78621-2919

Transferred To (Grantee/Buyer)

NameVerified Name
Address11534 GUN FIGHT LN, AUSTIN, TX 78748-1931

Mortgage

Document Number0201905777
DateApr 24, 2019
Instrument201905777
Lender
NameFIRST NATIONAL BANK OF BASTROP
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.29%
AdjustableAdjustable Rate Rider
Type Change DateApr 17, 2025
Change FrequencyAnnually
Min Rate At Change4.79%
Max Rate At Change6.29%
IndexOther
Max Rate10.2%

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,546.00 (-7.56%)$426,151 (-10.45%) Land $138,821 Building $287,330$426,151 (-10.45%) Land $138,821 Building $287,330
2024$11,408.00 (+3.51%)
2023$11,021.00$475,872 Land $138,821 Building $337,051$475,872 Land $138,821 Building $337,051

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), as of April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219502023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

Based on FCC filings for 335 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0110002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ELGIN
serves 13,188 people
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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