407 S 9th St, Murray, KY 42071 Property Records

Calloway County property record for 407 S 9th St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,688 sqft
Owner	Individual Name on File
Last Sale	$180,300 (May 2022)
Tax Bill	$666 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-0-0012-0026A`

Property Details

APN / Parcel Number

Primary APN	`007-0-0012-0026A`
Alternative APNs	`92911` `92910`

Interior

Stories	1 Story
Building Area	1,688 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	92910
Street Address	407 S 9TH ST
City	MURRAY
State	KY
Zip	42071-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	407 S 9TH
Legal Tract	4
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2004
Census Tract	10500

Owner

407 S 9th St is owned and occupied by an individual who bought it in May 2022.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	407 S 9TH ST, MURRAY, KY 42071-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Document Number	657431
Deed Book / Page	1372 / 450
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 25, 2022
Property Address	407 S 9TH ST, MURRAY, KY 42071-2412
Document Number	001372/450
Book / Page	1372 / 450
Instrument Date	May 20, 2022
Instrument	657431
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 S 9TH ST, MURRAY, KY 42071-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	407 S 9TH ST, MURRAY, KY 42071-2412

Mortgage

Document Number	0000657432
Date	May 25, 2022
Instrument	657432

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 26, 2020
Property Address	407 S 9TH ST, MURRAY, KY 42071-2412
Document Number	001255/146
Book / Page	1255 / 146
Map Reference	DD 63 PG 476
Instrument Date	May 21, 2020
Instrument	641218
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12356 STATE ROUTE 564 S, FARMINGTON, KY 42040-9538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 S 9TH ST, MURRAY, KY 42071-2412

Mortgage

Document Number	0000641219
Date	May 26, 2020
Instrument	641219

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 407 S 9th St was $666.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$666.00	$180,300	$180,300
2023	$670.00	$180,300	$180,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 S 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 S 9th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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