407 S 4th St, Malta, IL 60150 Property Records

DeKalb County property record for 407 S 4th St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.476 acres (20,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,000 (Mar 2012)
Tax Bill	$1,571 (2024)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-332-002`

Property Details

APN / Parcel Number

Primary APN	`07-23-332-002`

Exterior

Lot Area	20,724 sqft (0.476 acres)
Lot Dimensions	157 ft deep x 132 ft wide

Location & Zoning

Account Number	0723332002
Street Address	407 S 4TH ST
City	MALTA
State	IL
Zip	60150-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - LOTS 3 & 4 BLOCK 20
Legal Subdivision	SPRAGUES ADDITION
Legal Block	20
Legal Lot Number	3,4
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2084
Census Tract	300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 S 4TH ST, MALTA, IL 60150-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2012 · Amount on Record
Deed Sale	Mar 6, 2012 · Amount on Record
Prior Sale	Mar 16, 2011
Deed Document Number	20122633
Prior Transfer Date	Oct 16, 2006
Prior Transfer Doc	0000019299
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	407 S 4TH ST, MALTA, IL 60150-9576
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S 4TH ST, MALTA, IL 60150-9576

Mortgage

Document Number	0000001152
Date	Feb 15, 2024
Instrument	2024001152

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,334 (+301.22%) Land $20,039 Building $71,295	$274,002 (+301.22%) Land $60,117 Building $213,885
2024	$1,571.00
2023		$22,764 Land $15,684 Building $7,080	$68,292 Land $47,052 Building $21,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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