Lincoln County property record for 407 S 3rd St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,088 sqft · built 1930 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $445 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Dec 2025 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 02-80-28-001-023-004.000 |
| Primary APN | 02-80-28-001-023-004.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Street Address | 407 S 3RD ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 173 BLK 21 R.T. ELSBERRY'S SE ADDITION |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | R T ELSBERRYS SE ADDITION |
| Legal Block | 21 |
| Legal Lot Number | 173 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 810100 |
407 S 3rd St, a single family home, is owned by an individual.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 LAKE DR, ELSBERRY, MO 63343-3303 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Dec 22, 2025 | Affidavit of Death of Joint Tenant, Transfer UNKNOWN, LEADERS TITLE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 22, 2025 |
| Property Address | 407 S 3RD ST, ELSBERRY, MO 63343-1511 |
| Document Number | 002516/901 |
| Book / Page | 2516 / 901 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025010478 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 671 OLD PAGE BRANCH RD, ELSBERRY, MO 63343-3421 |
| Name | Verified Name |
|---|---|
| Address | 144 LAKE DR, ELSBERRY, MO 63343-3303 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 22, 2025 |
| Property Address | 407 S 3RD ST, ELSBERRY, MO 63343-1511 |
| Document Number | 002516/900 |
| Book / Page | 2516 / 900 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025010477 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | UNKNOWN, LEADERS TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
The 2025 property tax bill for 407 S 3rd St was $445.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,382 (-39.63%) Land $692 Building $3,690 | ||
| 2025 | $445.00 | $7,258 Land $692 Building $6,566 | $23,060 Land $3,640 Building $19,420 |
| 2023 | $407.00 (+7.96%) | $6,601 Land $433 Building $6,167 | $34,740 Land $2,280 Building $32,460 |
| 2022 | $377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 S 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 S 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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