407 S 1st St, Lamar, CO 81052 Property Records

Prowers County property record for 407 S 1st St, Lamar, CO 81052

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,122 sqft · built 1888
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Dec 2018)
Tax Bill	$388 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`210009330`

Property Details

APN / Parcel Number

Primary APN	`210009330`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	1,525 sqft
1st Floor Area	744 sqft
Attic	Attic
Attic Area	264 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 S 1ST ST
City	LAMAR
State	CO
Zip	81052-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE PLACE BLK 17N 50FT OF LOT 3
Legal Subdivision	COTTAGE PLACE
Legal Block	17
Legal Lot Number	3
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	3
Census Block	3008
Census Tract	300

Owner

407 S 1st St is owned by an individual who bought it in December 2018.

Source: Prowers County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31352 COUNTY ROAD 14, LAMAR, CO 81052-9598
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SOUTHERN COLORADO
Dec 28, 2018	Warranty Deed, Transfer · Commercial Mortgage THE GIRARD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	Jun 4, 2010 · Amount on File
Deed Document Number	2018547622
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Recording Date	Sep 24, 2026
Property Address	407 S 1ST ST, LAMAR, CO 81052-3201
Document Number	0000566569
Instrument Date	Sep 24, 2026
Instrument	2026566569
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000566569,
Date	Sep 24, 2026
Instrument	2026566569

Lender

Name	FARM CREDIT SOUTHERN COLORADO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Dec 28, 2018
Property Address	407 S 1ST ST, LAMAR, CO 81052-3201
Document Number	0000547622
Instrument Date	Dec 27, 2018
Instrument	547622
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$5.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31352 COUNTY ROAD 14, LAMAR, CO 81052-9598

Mortgage

Document Number	0000547623
Date	Dec 28, 2018
Instrument	547623

Lender

Name	THE GIRARD NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 S 1st St was $388.

Source: Prowers County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$388.00		$81,519 Land $6,440 Building $75,079
2023	$71.00	$27,895 Land $2,485 Building $25,410	$69,913 Land $4,970 Building $64,943
2019	$221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 S 1st St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 S 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Viaero Wireless Fixed Wireless	150 / 40

May also be available: T-Mobile, Verizon.

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