Hernando County property record for 407 Rusk Cir, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5 ba · 4,080 sqft · built 2021 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,975 (Jun 2021) |
| Tax Bill | $680 (2024) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Dec 2019 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5050-0252-0050 |
| Primary APN | R32-323-17-5050-0252-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,080 sqft Living Area |
| Upper Floors Area | 150 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00476149 |
|---|---|
| Street Address | 407 RUSK CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-5547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 5 BLK 252 LOT 5 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 5 |
| Legal Block | 252 |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 41401 |
407 Rusk Cir is owned and occupied by an individual who bought it in June 2021.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 407 RUSK CIR, SPRING HILL, FL 34606-5547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC |
| Dec 18, 2019 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Dec 11, 2019 | Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Oct 24, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Oct 23, 2019 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Mar 2, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2021 · Amount on File |
| Deed Sale | Jun 8, 2021 · Amount on File |
| Prior Sale | Dec 11, 2019 · Amount on File |
| Deed Document Number | 2021043153 |
| Deed Book / Page | 4010 / 202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 8, 2021 |
| Property Address | 407 RUSK CIR, SPRING HILL, FL 34606-5547 |
| Document Number | 0040100202 |
| Book / Page | 4010 / 202 |
| Map Reference | MB 7 PG 96-10 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021043153 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,492.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519 |
| Name | Verified Name |
|---|---|
| Address | 407 RUSK CIR, SPRING HILL, FL 34606-5547 |
| Document Number | 4010203 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 4010/203 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 407 RUSK CIR, SPRING HILL, FL 34606-5547 |
| Document Number | 0037921706 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743 |
| Document Number | 0037921706 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 003792/001706 |
| Instrument | 1068 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20006 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 11, 2019 |
| Property Address | 407 RUSK CIR, SPRING HILL, FL 34606-5547 |
| Document Number | 0037831552 |
| Book / Page | 003783 / 001552 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 78001 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $154.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 24, 2019 |
| Property Address | 407 RUSK CIR, SPRING HILL, FL 34606-5547 |
| Document Number | 0037651728 |
| Book / Page | 003765 / 001728 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 67340 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3853 NORTHDALE BLVD #270 TAMPA FL 336241861, 270, TAMPA, FL 33624-1861 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 23, 2019 |
| Property Address | 407 RUSK CIR, SPRING HILL, FL 34606-5547 |
| Document Number | 0037651420 |
| Book / Page | 003765 / 001420 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 67274 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $98.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 SW 3RD ST #1608 MIAMI FL 331303078, 1608, MIAMI, FL 33130-3078 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 2, 2017 |
| Property Address | 407 RUSK CIR, SPRING HILL, FL 34606-5547 |
| Document Number | 0034440188 |
| Book / Page | 003444 / 000188 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 11950 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1430 LOCUST AVE BOHEMIA NY 117162144, BOHEMIA, NY 11716-2144 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601,888 | $610,254 Land $45,389 Building $564,865 | |
| 2024 | $680.00 | ||
| 2023 | Additional exemption filed | $567,888 (+3%) Land $27,132 Building $540,756 | |
| 2022 | $8,685.00 Disabled Person's exemption Veteran's exemption | $551,348 | $588,021 Land $41,671 Building $546,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Rusk Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Rusk Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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