Union County property record for 407 Ray St, New Albany, MS 38652
| Property Type | Rural Home |
|---|---|
| Details | 1,276 sqft · built 1975 |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 012N-12-062.00 |
| Primary APN | 012N-12-062.00 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Building Area | 1,276 sqft Living Area |
| Interior Walls | Paneling |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 407 RAY ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT NE 1/4 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950300 |
407 Ray St, a rural home, is owned and occupied by an individual.
Source: Union County records, as of October 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 RAY ST, NEW ALBANY, MS 38652-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000095585 |
| Record Updated | Jun 8, 2026 |
Source: Union County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,665 | $86,650 Land $5,830 Building $80,820 | |
| 2023 | $8,665 (+23%) | $86,650 (+23%) Land $5,830 Building $80,820 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $7,045 | $70,450 Land $5,300 Building $65,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Ray St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1983–2012) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Aug 2012 · Hurricane Isaac |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Ray St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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