Alexander County property record for 407 Ray Rd, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 2,040 sqft · built 1970 |
| Lot Size | 14.3 acres (623,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,500 (Oct 2015) |
| Tax Bill | $2,470 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0610886 10886 |
| Primary APN | 0610886 10886 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,040 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 623,300 sqft (14.3 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 9337102 |
|---|---|
| Street Address | 407 RAY RD |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3786 SUBMAP 63 BLOCK 1462 (PIN) OFF SR 1638 H-11 0024 |
| Legal Tract | 2 |
| Legal Block | 1462 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | MILLERS |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 40500 |
Source: Alexander County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 RAY RD, STONY POINT, NC 28678-9142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2015 · Amount on Record |
| Deed Sale | Oct 21, 2015 · Amount on Record |
| Deed Book / Page | 585 / 2454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 407 RAY RD, STONY POINT, NC 28678-9142 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0006471954 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 647/1954 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | TAYLORSVILLE, NC 28681 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,470.00 (-6.86%) | $363,366 (-) Land $74,761 Building $288,605 | |
| 2025 | $2,652.00 (-15.11%) | $363,366 (-) Land $74,761 Building $288,605 | |
| 2023 | $3,124.00 | $363,366 Land $74,761 Building $288,605 | $363,366 Land $74,761 Building $288,605 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
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