407 Ranch Trl, Rockwall, TX 75032 Property Records

Rockwall County property record for 407 Ranch Trl, Rockwall, TX 75032

Property Summary

Property Type	Commercial Vacant Land
Details	806 sqft · built 1975
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$703,100 (Feb 2019)
Tax Bill	$988 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`472000000018000R`

Property Details

APN / Parcel Number

Primary APN	`472000000018000R`
Alternative APNs	`R20982` `20982`

Exterior

Lot Area	10,454 sqft (0.24 acres)
Porch	Porch
Porch Area	90 sqft

Location & Zoning

Street Address	407 RANCH TRL
City	ROCKWALL
State	TX
Zip	75032-6032
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	RAINBOW ACRES, N PT OF LOT 19, ACRES .24
Legal Subdivision	RAINBOW ACRES
Legal Tract	PT OF 19
Legal Lot Number	19
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2015
Census Tract	40503

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2000 CORPORATE DR, CANONSBURG, PA 15317-8564
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit B1BANK
Feb 6, 2019	Vendor's Lien, Transfer TEXAS BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2019 · Amount on Record
Deed Sale	Feb 6, 2019 · Amount on Record
Prior Sale	Mar 10, 2017
Deed Document Number	20191529
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0000001529
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	407 RANCH TRL, ROCKWALL, TX 75032-6032
Document Number	0000031215
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2360 CRIST RD #B900 GARLAND TX 750403714, B900, GARLAND, TX 75040-3714

Mortgage

Document Number	0000031215
Date	Dec 21, 2020
Instrument	31215

Lender

Name	B1BANK
Address	1629 SMIRL DR # 102, HEATH, TX 75032-7624

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 6, 2019
Property Address	407 RANCH TRL, ROCKWALL, TX 75032-6032
Document Number	0000001529
Map Reference	VOL 16 PG 271
Instrument Date	Feb 5, 2019
Instrument	20190000001529
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2360 CRIST RD # B900, B900, GARLAND, TX 75040-3714

Mortgage

Document Number	0000001530
Date	Feb 6, 2019
Instrument	20190000001530

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 5, 2024

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,726 (-) Land $62,726	$62,726 (-) Land $62,726
2025	$988.00 (-4.45%)	$62,726 (-) Land $62,726	$62,726 (-) Land $62,726
2024	$1,034.00 (+192.09%)
2023		$62,726 Land $62,726	$62,726 Land $62,726
2021	$354.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Novos Fiber, Spectrum.

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