Allegheny County property record for 407 Ramsgate Dr, Gibsonia, PA 15044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,625 sqft · built 1997 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,000 (Sep 2015) |
| Tax Bill | $1,042 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1666-K-268 |
| Primary APN | 1666-K-268 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| Basement Area | 2 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 20,000 sqft (0.459 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 407 RAMSGATE DR |
|---|---|
| City | GIBSONIA |
| State | PA |
| Zip | 15044-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WYNCROFT PLAN 39 LOT 100X200 OR 0.459 ALD RAMSGATE DR 2 STY VINYL SDG HSE - INT GAR #407 |
| Legal Subdivision | WYNCROFT PLAN |
| Legal Block | 1666K |
| Legal Lot Number | 268 |
| Jurisdiction | ALLEGHENY PA |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 408002 |
407 Ramsgate Dr is owned and occupied by an individual who bought it in September 2015.
Source: Allegheny County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 RAMSGATE DR, GIBSONIA, PA 15044-9329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2015 · Amount on File |
| Deed Sale | Sep 22, 2015 · Amount on File |
| Prior Sale | Apr 19, 2002 · Amount on File |
| Deed Document Number | 201529353 |
| Deed Book / Page | 16133 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 407 RAMSGATE DR, GIBSONIA, PA 15044-9329 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0574650555 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 57465/555 |
| Instrument | 2023-17020 |
| Name | DOLLAR BANK FED SVGS BANK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 407 Ramsgate Dr was $1,042 with a homeowner's exemption, down 77.6% from the year before.
Source: Allegheny County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Allegheny County |
| County Subdivision | Richland Township |
| Unified School District | Pine-Richland School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,042.00 (-77.62%) Homeowner's exemption | $162,200 (-) Land $56,000 Building $106,200 | $180,200 (-) Land $56,000 Building $124,200 |
| 2025 | $4,656.00 (+6.3%) Homeowner's exemption | $162,200 Land $56,000 Building $106,200 | $180,200 Land $56,000 Building $124,200 |
| 2024 | $4,380.00 | ||
| 2023 | $4,380.00 Homeowner's exemption | $162,200 Land $56,000 Building $106,200 | |
| 2012 | $180,200 Land $56,000 Building $124,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Ramsgate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1986) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Ramsgate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHLAND TWP WATER AUTHORITY serves 10,190 people · EPA ID PA5020018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Armstrong Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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