Queen Anne's County property record for 407 Pine Tree Rd, Chestertown, MD 21620 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 2002 |
| Lot Size | 0.811 acres (35,327 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,500 (Feb 2003) |
| Tax Bill | $1,712 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-010001 |
| Primary APN | 07-010001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 960 sqft Total Area |
| Stories | 1 Story |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 35,327 sqft (0.811 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 010001 |
|---|---|
| Street Address | 407 PINE TREE RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35327 SQ FT E/SIDE PINE TREE RD IN PONDTOWN |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 7, CRUMPTON |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 810100 |
Source: Queen Anne's County records · APN 07-010001
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 PINE TREE RD, CHESTERTOWN, MD 21620-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 08, 2018 | Loan Modification, Mortgage · Conventional Mortgage STRUCTURED AS TR 2005-RF3 (CT) |
| Sep 01, 2016 | Loan Modification, Mortgage US BK NA 2005-RF3 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2003 · Amount on Record |
| Deed Sale | Feb 05, 2003 · Amount on Record |
| Prior Sale | Jun 29, 2001 · Amount on Record |
| Deed Document Number | 2003195 |
| Deed Book / Page | 1028 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 407 PINE TREE RD, CHESTERTOWN, MD 21620-1939 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | FIRST AMERICAN, FIRST AMERICAN WAY |
| Name | Verified Name |
|---|---|
| Address | 407 PINE TREE RD, CHESTERTOWN, MD 21620-1939 |
| Document Number | 0038690225 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 3869/225 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Dec 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 407 PINE TREE RD, CHESTERTOWN, MD 21620-1939 |
| Document Number | 0030250265 |
| Instrument Date | Nov 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 407 PINE TREE RD CHESTERTOWN MD 216201939, CHESTERTOWN, MD 21620-1939 |
| Document Number | 0030250265 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 003025/000265 |
| Name | STRUCTURED AS TR 2005-RF3 (CT) |
|---|---|
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2049 |
| Rate | 4.87% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 407 PINE TREE RD, CHESTERTOWN, MD 21620-1939 |
| Document Number | 0026550142 |
| Book / Page | 002655 / 000142 |
| Instrument Date | Sep 01, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 407 PINE TREE RD CHESTERTOWN MD 216201939, CHESTERTOWN, MD 21620-1939 |
| Document Number | 0026550142 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 002655/000142 |
| Name | US BK NA 2005-RF3 |
|---|---|
| Address | SAINT PAUL, MN 55107 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 13, 2047 |
| Rate | 3.75% |
|---|
Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,733 (+17.81%) | $203,400 (+15.96%) Land $93,800 Building $109,600 | |
| 2025 | $1,712.00 (+15.91%) | ||
| 2023 | $1,477.00 | $156,800 | $175,400 Land $58,800 Building $116,600 |
Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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