Oswego County and Fulton City property record for 407 Pine St, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,246 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Dec 2024) |
| Tax Bill | $3,765 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350400 253.31-01-02 |
| Primary APN | 350400 253.31-01-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 695 sqft |
| 2nd Floor Area | 551 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 66 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 208 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1053 |
|---|---|
| Street Address | 407 PINE ST |
| City | FULTON |
| State | NY |
| Zip | 13069-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Subdivision | OSWEGO FALLS |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | FULTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21103 |
407 Pine St is owned by an individual who bought it in December 2024.
Source: Oswego County and Fulton City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 757 COUNTY ROUTE 29, OSWEGO, NY 13126-5953 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on File |
| Deed Sale | Dec 18, 2024 · Amount on File |
| Prior Sale | Jul 12, 2002 · Amount on File |
| Deed Document Number | 2024R-2024-011245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 407 PINE ST, FULTON, NY 13069-2423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Name | Verified Name |
|---|---|
| Address | 757 COUNTY ROUTE 29, OSWEGO, NY 13126-5953 |
| Document Number | 0000008950 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | R-2025-008950 |
| Name | NORTHERN CREDIT CORP |
|---|---|
| Type | Lending Institution |
| Address | WATERTOWN, NY 13601 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 407 Pine St was $3,765, up 5.2% from the year before.
Source: Oswego County and Fulton City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Fulton City |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,765.00 (+5.17%) | ||
| 2025 | $3,580.00 | $69,600 Land $3,800 Building $65,800 | $91,579 Land $5,000 Building $86,579 |
| 2023 | $69,600 Land $3,800 Building $65,800 | $75,652 Land $4,130 Building $71,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON CITY serves 16,600 people · EPA ID NY3704355 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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