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407 Pine St, Clio, MI 48420 Property Records

Genesee County property record for 407 Pine St, Clio, MI 48420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1915
Lot Size0.385 acres (16,771 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Feb 2022)
Tax Bill$2,876 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Mar 2019 Sale
Flood ZoneZone X (minimal risk)
APN51-22-200-012

Property Details

APN / Parcel Number

Primary APN51-22-200-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area696 sqft
Basement Area696 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialAluminum/Vinyl
Lot Area16,771 sqft (0.385 acres)
Lot Dimensions126 ft deep x 133 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address407 PINE ST
CityCLIO
StateMI
Zip48420-1532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionA PARCEL OF LAND BEG AT INTERSECTION OF S LINE OF PINE ST AND W LINE OF NEW ST ORIGINAL PLAT AND TH W 133 FT TH S 126 FT TH E
Legal Range06E
Legal Township09N
Legal Section22
Legal SubdivisionORIGINAL PLAT
JurisdictionGENESEE MI
Township / Civil DivisionCLIO
Census Block Group2
Census Block2015
Census Tract10110

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address407 PINE ST, CLIO, MI 48420-1532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Warranty Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Mar 20, 2019Warranty Deed, Transfer
SARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2022 · Amount on Record
Deed SaleFeb 7, 2022 · Amount on Record
Prior SaleMar 20, 2019 · Amount on Record
Deed Document Number20226913
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateFeb 7, 2022
Property Address407 PINE ST, CLIO, MI 48420-1532
Document Number0000006913
Instrument DateDec 21, 2021
Instrument202202070006913
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 PINE ST, CLIO, MI 48420-1532

Mortgage

Document Number0000006914
DateFeb 7, 2022
Instrument202202070006914
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateMar 20, 2019
Property Address407 PINE ST, CLIO, MI 48420-1532
Document Number0000013464
Instrument DateMar 14, 2019
Instrument13464
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanySARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$799.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3837 TOWNERLINE RD HALE MI 48739, HALE, MI 48739

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityClio City
Unified School DistrictClio Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,900 (+4.66%)$143,800 (+4.66%)
2025$2,876.00 (+2.49%) Homeowner's exemption$68,700 (+4.09%)$137,400 (+4.09%)
2024$2,806.00 (+14.91%)
2023$66,000$132,000
2021$2,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLIO
serves 2,515 people · EPA ID MI0001490
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

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