Obion County property record for 407 Pine Dr, #4, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,606 sqft · built 2014 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,500 (Aug 2018) |
| Tax Bill | $1,420 (2018) |
| Deeds & Mortgages | Sep 2020 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066093J F 00503 |
| Primary APN | 066093J F 00503 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,606 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 155 ft deep x 138 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 PINE DR # 4, 4 |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-5864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR PINES PLACE 4 |
| Legal Subdivision | FOUR PINES PLACE |
| Legal Lot Number | 4 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 965400 |
Source: Obion County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 407 FOUR PINES PL, TROY, TN 38260-5867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK & TRUST COMPANY |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL BANK AND TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on Record |
| Deed Sale | Aug 17, 2018 · Amount on Record |
| Prior Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 54414 |
| Deed Book / Page | 221 / 768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 407 PINE DR # 4, 4, TROY, TN 38260-5864 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 407 FOUR PINES PL, TROY, TN 38260-5867 |
| Document Number | 000264/143 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 264/143 |
| Instrument | 63896 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | UNION CITY, TN 38261 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 407 PINE DR # 4, 4, TROY, TN 38260-5864 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000263/167 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 263/167 |
| Instrument | 63709 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | PARIS, TN 38242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Aug 17, 2018 |
| Property Address | 407 PINE DR # 4, 4, TROY, TN 38260-5864 |
| Document Number | 0000054414 |
| Book / Page | 221 / 768 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 54414 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 FOUR PINES PL, TROY, TN 38260-5867 |
| Document Number | 0000000221/0000000770 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 0000000221/0000000770 |
| Instrument | 54415 |
| Name | COMMERCIAL BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Obion County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Troy Town |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,200 (-) Land $6,000 Building $57,200 | ||
| 2023 | $63,200 (+60.1%) Land $6,000 Building $57,200 | $252,800 (+60.1%) Land $24,000 Building $228,800 | |
| 2022 | $39,475 Land $3,000 Building $36,475 | $157,900 Land $12,000 Building $145,900 | |
| 2018 | $1,420.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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