Iredell County property record for 407 Picadilly Ln, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1975 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $47,000 (Feb 2005) |
| Tax Bill | $2,240 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4731-63-8908.000 |
| Primary APN | 4731-63-8908.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Heated Area |
| Gross Area | 1,200 sqft |
| 1st Floor Area | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 175 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Storage Building | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77408931 |
|---|---|
| Street Address | 407 PICADILLY LN |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | L77 INGLEWOOD S-2 PB 12-34 |
| Legal Subdivision | INGLEWOOD |
| Legal Block | 63 |
| Legal Lot Number | 77 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | FALLSTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 61202 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4515 RAINBOW DR, KANNAPOLIS, NC 28081-8856 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2005 · Amount on Record |
| Deed Sale | Feb 28, 2005 · Amount on Record |
| Prior Sale | Jan 1, 1997 |
| Deed Book / Page | 1625 / 2410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 407 PICADILLY LN, TROUTMAN, NC 28166-9646 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0003027572 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 3027/572 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | May 1, 2051 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Troutman Town |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,190 (-) Land $35,000 Building $163,190 | $198,190 (-) Land $35,000 Building $163,190 | |
| 2025 | $2,240.00 | $198,190 (-) Land $35,000 Building $163,190 | $198,190 (-) Land $35,000 Building $163,190 |
| 2024 | $2,240.00 | $198,190 (-) Land $35,000 Building $163,190 | $198,190 (-) Land $35,000 Building $163,190 |
| 2023 | $2,240.00 (+96.84%) | $198,190 (+112.65%) Land $35,000 Building $163,190 | $198,190 (+112.65%) Land $35,000 Building $163,190 |
| 2022 | $1,138.00 | $93,200 Land $18,000 Building $75,200 | $93,200 Land $18,000 Building $75,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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