Buchanan County property record for 407 Payne Ter, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,028 sqft · built 1963 |
| Lot Size | 0.161 acres (7,028 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,084 (2025) |
| APN | 06-1.0-11-003-001-081.000 |
| Primary APN | 06-1.0-11-003-001-081.000 |
|---|
| Building Area | 1,028 sqft Base Area |
|---|---|
| 1st Floor Area | 1,028 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 7,028 sqft (0.161 acres) |
| Lot Dimensions | 126 ft deep x 55.6 ft wide |
| Street Address | 407 PAYNE TER |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:PAYNE ADDITION LOT:8 BLK:LGL DESC: |
| Legal Subdivision | PAYNE ADDITION |
| Legal Lot Number | 8 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 701 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 PAYNE TER, SAINT JOSEPH, MO 64506-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,084.00 | $15,130 (+5.73%) Land $2,380 Building $12,750 | $79,620 (+5.74%) Land $12,500 Building $67,120 |
| 2024 | $1,084.00 (+15.44%) | ||
| 2023 | $939.00 (-0.74%) | $14,310 (-) Land $2,380 Building $11,930 | $75,300 (-) Land $12,500 Building $62,800 |
| 2022 | $946.00 | $14,310 Land $2,380 Building $11,930 | |
| 2021 | $75,300 Land $12,500 Building $62,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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