Randolph County property record for 407 Owens St, Higbee, MO 65257
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,449 sqft · built 1940 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,400 (May 2025) |
| Tax Bill | $519 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-4.0-17.0-1.0-000-072.000 |
| Primary APN | 15-4.0-17.0-1.0-000-072.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 OWENS ST |
|---|---|
| City | HIGBEE |
| State | MO |
| Zip | 65257-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACTS...HIGBEE: TRACT 32 & W OF TRACT 33 |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 17 |
| Legal Subdivision | OWENS |
| Legal Tract | 32 |
| Jurisdiction | RANDOLPH MO |
| Township / Civil Division | MONITEAU |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 490600 |
407 Owens St is owned and occupied by an individual who bought it in May 2025.
Source: Randolph County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit BTC BANK |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit BTC BANK |
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit BTC BANK |
| May 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LANDMARK BANK FOR SAVINGS |
| May 6, 2025 | Warranty Deed, Transfer |
| Oct 11, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Deed Document Number | 20251594 |
| Deed Book / Page | 954 / 2474 |
| Prior Transfer Date | May 5, 2025 |
| Prior Transfer Doc | 00954/2474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Recording Date | Jul 27, 2026 |
| Property Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Document Number | 0000002603 |
| Book / Page | 963 / 2342 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20262603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Document Number | 0000002603, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 963/2342 |
| Instrument | 20262603 |
| Name | BTC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Recording Date | Apr 17, 2026 |
| Property Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Document Number | 0000001195 |
| Book / Page | 961 / 1351 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20261195 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Document Number | 0000001195, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 961/1351 |
| Instrument | 20261195 |
| Name | BTC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Recording Date | May 20, 2026 |
| Property Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Document Number | 0000001693 |
| Book / Page | 962 / 665 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20261693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Document Number | 0000001693, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 962/665 |
| Instrument | 20261693 |
| Name | BTC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Property Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000915/767 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 915/767 |
| Instrument | 20191065 |
| Name | LANDMARK BANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jun 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Recording Date | May 6, 2025 |
| Property Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Document Number | 00954/2474 |
| Book / Page | 954 / 2474 |
| Instrument Date | May 5, 2025 |
| Instrument | 20251594 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 OWENS ST # SR, SR, HIGBEE, MO 65257-1012 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH MO |
| Recording Date | Oct 11, 2017 |
| Property Address | 407 OWENS ST, HIGBEE, MO 65257-1012 |
| Document Number | 00881/0704 |
| Book / Page | 0881 / 0704 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 20173285 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 407 Owens St was $519, up 2.2% from the year before.
Source: Randolph County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Randolph County |
| Municipality | Higbee City |
| Unified School District | Higbee R-VIII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,190 (-) Land $560 Building $4,630 | $27,340 (-) Land $2,950 Building $24,390 | |
| 2025 | $519.00 (+2.17%) | $5,190 Land $560 Building $4,630 | $27,340 Land $2,950 Building $24,390 |
| 2024 | $508.00 | ||
| 2023 | $4,850 Land $495 Building $4,355 | $25,500 Land $2,600 Building $22,900 | |
| 2019 | $412.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 407 Owens St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Owens St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGBEE PWS serves 560 people · EPA ID MO2010362 |
|---|---|
| Water Source | Purchased surface water from THOMAS HILL PWSD 1 |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Chariton Valley Communication Fiber | 1,000 / 1,000 |
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