407 Overlook Dr, Waterville, OH 43566 Property Records

Lucas County property record for 407 Overlook Dr, Waterville, OH 43566

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,366 sqft · built 1970
Lot Size0.275 acres (12,000 sqft)
OwnerOwner Name on Record
Last Sale$138,725 (Jun 2008)
Tax Bill$3,559 (2025)
Deeds & MortgagesApr 2018 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN96-25531

Property Details

APN / Parcel Number

Primary APN96-25531
Alternative APN
  • 46059002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,366 sqft Living Area
1st Floor Area1,366 sqft

Exterior

Year BuiltBuilt 1970
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeRaised
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area228 sqft
Deck Area366 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address407 OVERLOOK DR
CityWATERVILLE
StateOH
Zip43566-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code39-R1
Legal DescriptionHILLSIDE MANOR PLAT 2 LOT 10
Legal SubdivisionHILLSIDE MANOR PLAT 2
Legal Lot Number10
JurisdictionLUCAS OH
Township / Civil DivisionROCHE DE BOEUF
Census Block Group1
Census Block1005
Census Tract8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3251 STRAYER RD, MAUMEE, OH 43537-9531

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST FSLA OF DELTA
Nov 24, 2021Deed of Trust, Mortgage
GENOA BANKING CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2008 · Amount on Record
Deed SaleJun 5, 2008 · Amount on Record
Prior SaleNov 26, 2001 · Amount on Record
Deed Document Number0000028685
Last Transfer DateOct 7, 2014
Transfer Doc0000041013
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address407 OVERLOOK DR, WATERVILLE, OH 43566-1520
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013992
DateApr 4, 2018
Instrument201804040013992
Lender
NameFIRST FSLA OF DELTA
TypeBank
AddressDELTA, OH 43515
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueMar 23, 2028

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address407 OVERLOOK DR, WATERVILLE, OH 43566-1520
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062175
DateNov 24, 2021
Instrument202111240062175
Lender
NameGENOA BANKING CO
TypeBank
AddressGENOA, OH 43430
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityWaterville City
Unified School DistrictAnthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,559.00 (+4.71%)$68,705 (-) Land $10,710 Building $57,995
2024$3,399.00 (+12.48%)$68,705 (+26.81%) Land $10,710 Building $57,995$196,300 (+26.81%) Land $30,600 Building $165,700
2023$3,022.00 (-0.95%)$54,180 (-) Land $8,540 Building $45,640
2022$3,051.00 Homeowner's exemption$54,180 Land $8,540 Building $45,640
2021$154,800 Land $24,400 Building $130,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVILLE CITY
serves 6,500 people · EPA ID OH4801503
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20

May also be available: Amplex Wireless, AT&T, Brightspeed, MetaLINK Technologies.

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